11-29-2023, 09:47 PM | #23 |
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That's lame--sorry you experienced that. Why in the heck did they even bother to state that they would match whatever rate you bring forward?
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11-29-2023, 09:51 PM | #24 |
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I knew that was BS to begin with. I complained to my SA, you ran my credit report for no reason knowing you'll be giving me that rate if I had good credit. She was all apologetic and said she'll try to bring the rate down. Let's see how much leverage she has. I may complain to the GM and see if that changes anything.
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11-30-2023, 06:36 AM | #25 | |
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11-30-2023, 01:45 PM | #26 |
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Is it true to get the loyalty discount you have to finance with BMW? If so, I'll finance with them then refinance again with the credit union within a month.
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11-30-2023, 05:23 PM | #27 |
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11-30-2023, 10:30 PM | #29 |
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no loyalty on the M3/M4.
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12-01-2023, 08:00 AM | #30 |
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True but they haven’t had loyalty on M3/4 for a while now. They don’t need it on these cars because it’s so easy to sell. Last year they had 750 I believe this year is 0.
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12-01-2023, 01:58 PM | #32 |
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The second M3 I bought at the end of July of this year they gave me a $500 loyalty. This new dealer I'm buying from out of state told me the range could be from $500 - 2500 (depending on what promo the dealership is running). I trust this new dealership less though. Let's see what happens.
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12-02-2023, 07:43 AM | #34 |
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I spoke to the GM of that dealership and complained about the finance manager how she was marking up 1% and that I was disgusted by her attitude. He apologized and said we never markup on interest rates and that he'll talk to her about it. Going to see if I get to lock in that rate in the next few days.
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12-02-2023, 08:01 AM | #35 | |
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12-04-2023, 03:32 PM | #36 | |
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12-04-2023, 08:32 PM | #37 | |
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12-05-2023, 09:06 PM | #38 |
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For what it is worth, my dealership seems to be very customer-focused.
My locked in rate was 4.99% [for 90 days], however, the car was delayed in its arrival. The current rate for December is 5.29%, but my dealership wanted to "honor my locked in rate" so what they did was discount the purchase price of the vehicle such that using the December rate of 5.29% would net me the same monthly payment (@ 4.99%). Honestly, the amount was not a huge difference, but it was the principle that really surprised me in how this dealership chose to handle the situation. |
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12-07-2023, 01:31 PM | #39 | |
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12-07-2023, 04:41 PM | #40 | |
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They said verbally they'll offer me 5.29 but they haven't given it to me in writing yet. It's very frustrating working with that dealership. Only reason I went there is because they had an allocation otherwise I never would have ordered from there. Try talking to the GM over there and see if he/she can help. |
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12-08-2023, 12:55 AM | #41 | |
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12-12-2023, 11:34 AM | #42 |
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Initially BMWFS was trying to give me 7.99% (72 months) and then tried to get me a lower rate to compete with USAA 6.24% w/ an additional .25% off for automatic payments (72 months).
The finance department tells me they give people with 700+ credit rating the lowest rate possible. I came in with 840 credit and still got a crap rate of 7.99% |
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12-12-2023, 12:15 PM | #43 |
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You’d think BMW would want to get you in with their credit and if that means going lower than your 3rd party bank so be it, but I guess not.
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12-12-2023, 12:44 PM | #44 | |
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