Navy Federal Cash Incentive

Draper · 11-16-2022, 08:16 PM

Quote:

Originally Posted by pgk500

My dealer just gave me $1500 rebate for X7 even if I choose to finance with BMW financials. It doesn’t hurt to ask them. Some models are ineligible and it doesn’t matter from which state you buy.

Did you take delivery yet?

I sent my CA the promo and he added the east region amount of $2K to the estimate while my car was in transit, but then the finance guy adjusted it to the correct west region amount of $1,500 at delivery.

RDR is where everything has to match up.

pgk500 · 11-16-2022, 09:04 PM

Quote:

Originally Posted by Draper

Quote:

Originally Posted by pgk500

My dealer just gave me $1500 rebate for X7 even if I choose to finance with BMW financials. It doesn’t hurt to ask them. Some models are ineligible and it doesn’t matter from which state you buy.

Did you take delivery yet?

I sent my CA the promo and he added the east region amount of $2K to the estimate while my car was in transit, but then the finance guy adjusted it to the correct west region amount of $1,500 at delivery.

RDR is where everything has to match up.

Quote:

Originally Posted by Draper

Quote:

Originally Posted by pgk500

My dealer just gave me $1500 rebate for X7 even if I choose to finance with BMW financials. It doesn't hurt to ask them. Some models are ineligible and it doesn't matter from which state you buy.

Did you take delivery yet?

I sent my CA the promo and he added the east region amount of $2K to the estimate while my car was in transit, but then the finance guy adjusted it to the correct west region amount of $1,500 at delivery.

RDR is where everything has to match up.

- no My PCD delivery is scheduled for 1/11. Current status of vehicle , awaiting carrier assignment ! what is RDR?

DVG 335 · 11-16-2022, 11:07 PM

Quote:

Originally Posted by Draper

Quote:

Originally Posted by pgk500

My dealer just gave me $1500 rebate for X7 even if I choose to finance with BMW financials. It doesn't hurt to ask them. Some models are ineligible and it doesn't matter from which state you buy.

Did you take delivery yet?

I sent my CA the promo and he added the east region amount of $2K to the estimate while my car was in transit, but then the finance guy adjusted it to the correct west region amount of $1,500 at delivery.

RDR is where everything has to match up.

Is the $1,500 incentive for a cash purchase, or getting a loan from Navy Federal, etc?

I have Penfed/USAA/ID.ME already, I am trying to figure out whether it is worth joining these guys.

Draper · 11-17-2022, 08:04 AM

Quote:

Originally Posted by DVG 335

Is the $1,500 incentive for a cash purchase, or getting a loan from Navy Federal, etc?

I have Penfed/USAA/ID.ME already, I am trying to figure out whether it is worth joining these guys.

Anything but BMWFS.

DVG 335 · 11-17-2022, 08:54 AM

Quote:

Originally Posted by Draper

Quote:

Originally Posted by DVG 335

Is the $1,500 incentive for a cash purchase, or getting a loan from Navy Federal, etc?

I have Penfed/USAA/ID.ME already, I am trying to figure out whether it is worth joining these guys.

Anything but BMWFS.

Perfect, thanks.

pgk500 · 12-07-2022, 09:17 PM

Quote:

Originally Posted by Draper

Anything but BMWFS.

My dealer is still giving me the credit even if I am financing through BMW FS. So worth trying.

s58 · 12-08-2022, 05:22 PM

Quote:

Originally Posted by pgk500

My dealer is still giving me the credit even if I am financing through BMW FS. So worth trying.

I'll see if my dealer will let me do this. Navy's rates took off faster than BMW's rates this fall. Still want to use the Navy cash incentive over all other options.

s58 · 12-12-2022, 08:51 AM

I am having a tough time getting this coupon to work correctly. I sent the $2000 coupon to my dealer a few months ago, and the True Car site still says "$2,000 Bonus Cash added" for the M3, but my dealer is only "seeing" $1500 when they apply the coupon to the transaction. I am buying at an East coast dealer so it's not negatively affected by the location.

My dealer told me to reach out to BMW corporate to get the coupon sorted. I first called TrueCar/Navy Federal and they also told me to call corporate. I just called corporate and they said they "don't handle anything to do with coupons" and the coupons are "entirely up to the dealer to accept." Very unhelpful, even when I told them my dealer told me the exact opposite, and going back to them will likely be unfruitful.

This is extremely frustrating because I know the dealer is just going to push back on taking the coupon at face value, while the site still advertises $2000 right now!

Has anyone recently gotten the $2000 to work?

blackops23 · 12-12-2022, 12:40 PM

Quote:

Originally Posted by s58

I am having a tough time getting this coupon to work correctly. I sent the $2000 coupon to my dealer a few months ago, and the True Car site still says "$2,000 Bonus Cash added" for the M3, but my dealer is only "seeing" $1500 when they apply the coupon to the transaction. I am buying at an East coast dealer so it's not negatively affected by the location.

My dealer told me to reach out to BMW corporate to get the coupon sorted. I first called TrueCar/Navy Federal and they also told me to call corporate. I just called corporate and they said they "don't handle anything to do with coupons" and the coupons are "entirely up to the dealer to accept." Very unhelpful, even when I told them my dealer told me the exact opposite, and going back to them will likely be unfruitful.

This is extremely frustrating because I know the dealer is just going to push back on taking the coupon at face value, while the site still advertises $2000 right now!

Has anyone recently gotten the $2000 to work?

Took East Coast delivery 2 weeks ago and only got the $1500. Was happy to get that as it does not say plus M like the 4 series. The 4 series +M says $2000. The 3 series says $1500.

nosbocaj · 12-12-2022, 02:31 PM

Thanks for posting this. Certainly helps to offset the 2023 pricing increases a bit.

Multimodal · 12-13-2022, 02:04 AM

Quote:

Originally Posted by Exar Kun

Thanks for posting this. Certainly helps to offset the 2023 pricing increases a bit.

Except these incentives have been around for years so your net increase is still $1500-$1900… not cool.

superiaultra · 12-13-2022, 09:31 AM

Does dealer have to be a “true car” dealer for this incentive?

nosbocaj · 12-13-2022, 10:01 AM

Quote:

Originally Posted by Mr. Maboomba

Except these incentives have been around for years so your net increase is still $1500-$1900… not cool.

I mean yeah, you're right. I just started looking so I've really only known the 22 and now 23 pricing models. It definitely sucks, but with inflation running off the rails, there's no way to avoid it. Maybe it'll eventually ease demand a bit and get dealers back to doing deals under MSRP...

nosbocaj · 02-26-2023, 04:10 PM

Has anybody tried to use this recently? They have M3's listed, but my CA "ran my VIN" and said I didn't qualify. Something seems fishy...

overklok · 02-26-2023, 09:32 PM

I just ran the Truecar code from NFCU, it gave me a $1500.00 off the price of an M4.

Llarry · 02-27-2023, 01:18 AM

Really old info -- I took delivery in December of 2021, but for my '22 M3, I financed through Navy Federal and the paperwork from the dealership had a line "less $2,500 USAA."

(I am a USAA member but got a better rate through Navy.) I had no idea what it all meant but didn't ask questions, you know? And then got the $500 CCA back, too. And got a 1.79% rate from Navy to boot. OK -- those were different times.

Allerum · 02-27-2023, 06:37 AM

Just generated a code for me and sent it to my CA to see what they say.

nosbocaj · 02-27-2023, 08:38 AM

Quote:

Originally Posted by overklok

I just ran the Truecar code from NFCU, it gave me a $1500.00 off the price of an M4.

Yeah same here. I'm guessing the we ran you VIN thing is BS? It clearly shows up on this site with an expiration at the end of 2023.

overklok · 02-27-2023, 07:28 PM

My CA said that they will accept the $1500.00 discount.

Mkj0811 · 03-01-2023, 05:27 AM

Quote:

Originally Posted by overklok

My CA said that they will accept the $1500.00 discount.

Are you picking up your car soon? Debating whether I should bring up the discount now or in a few days when I go to pick up my car and sign the paperwork ( not sure if it even matters)?

overklok · 03-01-2023, 06:41 AM

It is always better to give the dealership advanced warning, in my opinion.

Allerum · 03-02-2023, 09:12 AM

CA Accepted the code and is taking it off Sticker! Almost like getting my MPHAS for free hah

12-12-2022, 08:51 AM	#30
s58 DROP TABLE EVs; 544 Rep 297 Posts Drives: 2023 m3 6MT, 2015 Lexus GX460 Join Date: Feb 2016 Location: MD iTrader: (0)	I am having a tough time getting this coupon to work correctly. I sent the $2000 coupon to my dealer a few months ago, and the True Car site still says "$2,000 Bonus Cash added" for the M3, but my dealer is only "seeing" $1500 when they apply the coupon to the transaction. I am buying at an East coast dealer so it's not negatively affected by the location. My dealer told me to reach out to BMW corporate to get the coupon sorted. I first called TrueCar/Navy Federal and they also told me to call corporate. I just called corporate and they said they "don't handle anything to do with coupons" and the coupons are "entirely up to the dealer to accept." Very unhelpful, even when I told them my dealer told me the exact opposite, and going back to them will likely be unfruitful. This is extremely frustrating because I know the dealer is just going to push back on taking the coupon at face value, while the site still advertises $2000 right now! Has anyone recently gotten the $2000 to work? __________________ @g80mt on Instagram - 2023 BMW M3 6MT in Individual San Marino Blue / Tartufo Past BMWs: 2013 BMW 128i 6MT M-Sport Slicktop, 2016 BMW 340i 6MT M-Sport Join BMWCCA today and become eligible for members only events, discounts, and the new car rebate of up to $1000! Feel free to use me as a referral (with member #553730) which enters me for a performance school day (I should probably be better at driving, anyway).
	Appreciate 0 Quote

12-12-2022, 02:31 PM	#32
nosbocaj Lieutenant 695 Rep 459 Posts Drives: 2023 M3 Competition xDrive Join Date: Aug 2017 Location: East Coast iTrader: (0) Garage List 2023 BMW M3 Competi ... [0.00]	Thanks for posting this. Certainly helps to offset the 2023 pricing increases a bit. __________________ Current: 2023 IOMG M3Cx Past: 2018 AW M2, 2010 AW M3 M2 LCI European Delivery
	Appreciate 0 Quote

12-13-2022, 09:31 AM	#34
superiaultra First Lieutenant 248 Rep 372 Posts Drives: Red M3 Join Date: Jan 2011 Location: Nevada iTrader: (2)	Does dealer have to be a “true car” dealer for this incentive?
	Appreciate 0 Quote

02-26-2023, 04:10 PM	#36
nosbocaj Lieutenant 695 Rep 459 Posts Drives: 2023 M3 Competition xDrive Join Date: Aug 2017 Location: East Coast iTrader: (0) Garage List 2023 BMW M3 Competi ... [0.00]	Has anybody tried to use this recently? They have M3's listed, but my CA "ran my VIN" and said I didn't qualify. Something seems fishy... __________________ Current: 2023 IOMG M3Cx Past: 2018 AW M2, 2010 AW M3 M2 LCI European Delivery
	Appreciate 0 Quote

02-26-2023, 09:32 PM	#37
overklok Private First Class 62 Rep 143 Posts Drives: M8 Competition X2 M35i Join Date: Jul 2016 Location: Northern Virginia iTrader: (0)	I just ran the Truecar code from NFCU, it gave me a $1500.00 off the price of an M4.
	Appreciate 0 Quote

02-27-2023, 01:18 AM	#38
Llarry ///M driver 16039 Rep 499 Posts Drives: 2022 M3 6-speed Join Date: Jun 2006 Location: Oregon iTrader: (0) Garage List 2021 Porsche Macan GTS [6.25] 2022 BMW M3 [9.40]	Really old info -- I took delivery in December of 2021, but for my '22 M3, I financed through Navy Federal and the paperwork from the dealership had a line "less $2,500 USAA." (I am a USAA member but got a better rate through Navy.) I had no idea what it all meant but didn't ask questions, you know? And then got the $500 CCA back, too. And got a 1.79% rate from Navy to boot. OK -- those were different times. __________________ '22 G80 M3 6-sp Portimao Blue/Tartufo Last edited by Llarry; 02-27-2023 at 03:23 AM..
	Appreciate 1 DocWeatherington2938.50 Quote

02-27-2023, 06:37 AM	#39
Allerum Second Lieutenant 316 Rep 272 Posts Drives: 23 M3C X-Drive Join Date: Jan 2022 Location: MD iTrader: (0)	Just generated a code for me and sent it to my CA to see what they say. __________________ 23 M3X Toronto Red/Full Silverstone with MPHAS Valvetronic V2 Cat Back, CS Flash. -VPC Delivery Day.
	Appreciate 0 Quote

02-27-2023, 07:28 PM	#41
overklok Private First Class 62 Rep 143 Posts Drives: M8 Competition X2 M35i Join Date: Jul 2016 Location: Northern Virginia iTrader: (0)	My CA said that they will accept the $1500.00 discount.
	Appreciate 0 Quote

03-01-2023, 06:41 AM	#43
overklok Private First Class 62 Rep 143 Posts Drives: M8 Competition X2 M35i Join Date: Jul 2016 Location: Northern Virginia iTrader: (0)	It is always better to give the dealership advanced warning, in my opinion.
	Appreciate 0 Quote

03-02-2023, 09:12 AM	#44
Allerum Second Lieutenant 316 Rep 272 Posts Drives: 23 M3C X-Drive Join Date: Jan 2022 Location: MD iTrader: (0)	CA Accepted the code and is taking it off Sticker! Almost like getting my MPHAS for free hah __________________ 23 M3X Toronto Red/Full Silverstone with MPHAS Valvetronic V2 Cat Back, CS Flash. -VPC Delivery Day.
	Appreciate 0 Quote