06-07-2022, 11:56 AM | #67 |
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I have a couple of friends that work in the industry and they both said they have made more money than ever in the business. The consumer is being gouged by the industry.
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06-07-2022, 11:58 AM | #68 |
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Froz3n_M399.50 |
06-07-2022, 12:30 PM | #69 |
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This is a crazy good rate. I went with BMW Financial, but I am looking to make a switch as I got into the 4's right now with %. Going down to 1.99 would save me over $100 monthly, which is worth it.
I am in FL, I don't think I would have issues applying to that bank and paying online I suppose. |
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06-07-2022, 12:46 PM | #70 |
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06-07-2022, 12:59 PM | #71 |
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For those of you who locked in with BMWFS at lower MY'22 rates being pushed out to MY'23 - what have you heard from your dealerships/CAs?
I've been told it will be possible to get BMWFS will honor the original rate lock and terms by requesting an exception/extension regardless of MY. I have also been told that a MY'22 lock exception/extension will no longer hold for a MY'23 and therefore will require a new lock with MY'23 programs. Thoughts?
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06-07-2022, 01:38 PM | #72 | |
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06-07-2022, 02:01 PM | #73 |
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06-07-2022, 02:12 PM | #74 |
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Long Islanders - try Jovia. You must live or work in Nassau or Suffolk County or be sponsored by somebody who does. I have a car financed with them, they have been good.
https://www.jovia.org/personal-banki...row/auto-loans Up to 60 @ 2.49% 72 @ 2.59% 84 @ 3.00%
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06-07-2022, 02:41 PM | #76 |
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06-07-2022, 02:44 PM | #77 | |
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07-29-2022, 06:07 PM | #78 |
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digging up this one, anybody from Massachusetts have any good recommendations for current rates?
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07-29-2022, 11:35 PM | #79 |
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I had locked .9% last November, just picked up the car last week. They didn't honor the .9 but gave me 1.99% instead of the current bmwfs rate of 3.9%
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08-01-2022, 05:05 PM | #81 |
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Yep. But bmw military program required non bmw financing and gave $2000 off. Ended up with USAA at 4.24% for 84mo
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08-01-2022, 05:22 PM | #82 | |
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08-08-2022, 03:56 PM | #84 |
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08-15-2022, 07:48 AM | #85 | |
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Georgia's Own CU just locked 2.51% for 60 mon. No requirements to join the CU except to have a bank account with at least $5 in it. They also hold what's left of my mortgage at nearly the same rate.
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08-15-2022, 09:15 AM | #86 |
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I'll most likely finance with BMWFS and then refinance with a local credit union at some point.
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08-15-2022, 07:53 PM | #87 |
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Loans on a depreciating asset is almost never a good idea. Consumers are over extending themselves allowing these opportunities.
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08-15-2022, 10:12 PM | #88 |
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So it's ok to take advantage of a person?
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