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      06-01-2022, 08:19 PM   #2113
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Originally Posted by Nick71692 View Post
Debating financing versus leasing at the moment...quoted ~$1,350/month 12k miles $2k down 36 months. That's tax in for me (6.75%). Wasn't as bad as I thought. I am trading a vehicle with quite a bit of equity I can pocket.

Normally I would purchase but just experienced a downside on another vehicle we ordered and within a month it got rear ended which will now sink the value on trade. Thinking of just leasing the M3 driving it and not worrying about what happens.
have you checked out BMW select ?
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      06-02-2022, 04:33 PM   #2114
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Originally Posted by masab321 View Post
I have a 2022 M4CX on order. Thinking about leasing the car. What are the lease rates currently (residual % and MF)?
You can find MF and residuals in this thread: https://forums.edmunds.com/discussio...als-and-prices
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      06-02-2022, 04:41 PM   #2115
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Originally Posted by canigetaxm View Post
have you checked out BMW select ?
BMW select I believe you still carry the risk similar to financing. I think OP's original reason for wanting to lease was to offset the risk.
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      06-03-2022, 06:52 PM   #2116
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Someone clearly doesn't know when they're buying a used 2018 m4 lmao 🤣
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      06-04-2022, 09:26 AM   #2117
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Going to get my lease on G80 that I put deposit on in December. It is now en route on a ship.

Quoted .00151 MF in Dec, base is now .00190. They are now quoting me .0023. That’s max markup right? Incredibly frustrating after waiting 6 months.
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      06-04-2022, 09:32 AM   #2118
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Quote:
Originally Posted by Goheels1434 View Post
Going to get my lease on G80 that I put deposit on in December. It is now en route on a ship.

Quoted .00151 MF in Dec, base is now .00190. They are now quoting me .0023. That’s max markup right? Incredibly frustrating after waiting 6 months.
That's gonna be an ugly lease payment. You should check out BMW Select or alternate financing.
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      06-04-2022, 09:42 AM   #2119
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That's gonna be an ugly lease payment. You should check out BMW Select or alternate financing.
Thanks for the quick reply. Yeah, aware of that. On a ~95k MSRP car and with the market heading where it’s heading, a little bit worried about getting locked into financing vs knowing my exposure completely upfront on a lease. What would be your stance on that? Confident I can get ~3.5% from a local credit union, which apples to apples, is more favorable, but also a bit worried if I have a fender bender and get any depreciation on an asset I own.
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      06-04-2022, 09:52 AM   #2120
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Quote:
Originally Posted by Goheels1434 View Post
Quote:
Originally Posted by 'Cane View Post
That's gonna be an ugly lease payment. You should check out BMW Select or alternate financing.
Thanks for the quick reply. Yeah, aware of that. On a ~95k MSRP car and with the market heading where it’s heading, a little bit worried about getting locked into financing vs knowing my exposure completely upfront on a lease. What would be your stance on that? Confident I can get ~3.5% from a local credit union, which apples to apples, is more favorable, but also a bit worried if I have a fender bender and get any depreciation on an asset I own.
With nothing down (just first month, tags, tags) on that MSRP you're going to be looking at $1600+/month (plus tax). $0 Down on 3%/72 months would only be ~$1500. Leasing theses cars right now is a fools errand.
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      06-04-2022, 09:54 AM   #2121
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The CU that I went with a few years back on my F80 has 2.19% for up to 72 months.

https://www.nwfcu.org/loans/auto-loan-rates
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      06-04-2022, 12:33 PM   #2122
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Quote:
Originally Posted by Goheels1434 View Post
Going to get my lease on G80 that I put deposit on in December. It is now en route on a ship.

Quoted .00151 MF in Dec, base is now .00190. They are now quoting me .0023. That’s max markup right? Incredibly frustrating after waiting 6 months.
Yeah it's actually obscene how BMW MF is approaching Mercedes AMG MF. I wanted to lease but at these rates I would be better off buying with a loan from my local credit union (quoted at 2.39% 72 months which is about as good as I've seen). Or maybe just wait it out and see what happens when/if supply lines stabilize and we hit a recession.
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      06-04-2022, 02:50 PM   #2123
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Agreed leasing makes no sense. I took over a stripper F80 lease a few years ago, $650/month, nothing down only MSDs. Times have certainly changed.

I'm going with bmw select. Hoping the market stays strong and I don't get bored of the car. Doubt I will, and like the idea of Select
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      06-05-2022, 09:27 AM   #2124
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Quote:
Originally Posted by 'Cane View Post
The CU that I went with a few years back on my F80 has 2.19% for up to 72 months.

https://www.nwfcu.org/loans/auto-loan-rates
Really appreciate this, will take a look.
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      06-05-2022, 07:38 PM   #2125
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I went ahead and put down a 2k deposit for a MY23 M3 Xdrive. Dealership's selling at MSRP and they say it's gonna take a year + 3 months for allocation and delivery. I'm in no rush though so we'll see how things pan out in the next 12 months.
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      06-05-2022, 07:41 PM   #2126
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Quote:
Originally Posted by evilsnow View Post
I went ahead and put down a 2k deposit for a MY23 M3 Xdrive. Dealership's selling at MSRP and they say it's gonna take a year + 3 months for allocation and delivery. I'm in no rush though so we'll see how things pan out in the next 12 months.
If it's a year, then 3 months for delivery, it'll be a MY24.
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      06-05-2022, 08:42 PM   #2127
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Quote:
Originally Posted by 'Cane View Post
Quote:
Originally Posted by evilsnow View Post
I went ahead and put down a 2k deposit for a MY23 M3 Xdrive. Dealership's selling at MSRP and they say it's gonna take a year + 3 months for allocation and delivery. I'm in no rush though so we'll see how things pan out in the next 12 months.
If it's a year, then 3 months for delivery, it'll be a MY24.
Not even thinking as a client advisor, but why would someone wait for over a year to get a car, which will be more expensive then anyway?..
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      06-05-2022, 08:43 PM   #2128
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Originally Posted by 'Cane View Post
If it's a year, then 3 months for delivery, it'll be a MY24.
True, but no dealer can accurately project that far out. I'm willing to bet things slow down dramatically over the next year.
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      06-05-2022, 10:58 PM   #2129
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Originally Posted by DealBMW View Post
Not even thinking as a client advisor, but why would someone wait for over a year to get a car, which will be more expensive then anyway?..
I'd like to get a M3 xdrive, but I'm not keen on paying 10k+ MSRP. If things improve and the markups are no longer obscene I'll put it towards what's available, but the deposit is sort of a maximum time that I'll have to wait for a MSRP M3.

The deposit is refundable as well so if I ever get tired of waiting or simply don't want the car anymore it's no issue.
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      06-06-2022, 06:38 AM   #2130
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Quote:
Originally Posted by evilsnow View Post
I went ahead and put down a 2k deposit for a MY23 M3 Xdrive. Dealership's selling at MSRP and they say it's gonna take a year + 3 months for allocation and delivery. I'm in no rush though so we'll see how things pan out in the next 12 months.


why don't you just find a dealer with an allocation?
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      06-06-2022, 08:16 AM   #2131
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Originally Posted by aj_g80 View Post
why don't you just find a dealer with an allocation?
Because all dealers have wait lists for M3's, some longer than others, if you're wanting to pay MSRP.
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      06-06-2022, 08:39 AM   #2132
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Originally Posted by PeteTheMailman View Post
Because all dealers have wait lists for M3's, some longer than others, if you're wanting to pay MSRP.
True, but MSRP and options could end up being $4K+ over what a similarly equipped 2022 is, so there's a possibility to find a car now (or in transit) for similar money.
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      06-06-2022, 08:41 AM   #2133
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Quote:
Originally Posted by 'Cane View Post
Quote:
Originally Posted by PeteTheMailman View Post
Because all dealers have wait lists for M3's, some longer than others, if you're wanting to pay MSRP.
True, but MSRP and options could end up being $4K+ over what a similarly equipped 2022 is, so there's a possibility to find a car now (or in transit) for similar money.
That's exactly what I meant.
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      06-06-2022, 05:00 PM   #2134
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Can dealerships move allocations with others?

Dealer gave me an allocation number in February and I have been moved 5 times. Last move was to week 23 but now im back at 105 with no production date. They keep saying I am first in line but I refuse to believe since February being first in their production at the dealership and an allocation hasnt been given to them. I didn't order anything extra.
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