03-29-2021, 11:39 AM | #23 |
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As a data point I just ran a quote based on a G80 M3 VIN that's on the market and Geico quoted me approx $2,160 per year ($180 per month) for a 2021 G80 M3 with MSRP $80k. I'm 40 and have a clean driving record, no claims & no tickets. I specified that the M3 is for "pleasure" and I'll drive 5k miles per year which is realistic for me.
That's a bump of $103 per month over my 2014 F30 335i and to be honest I was expecting closer to half that increase I also jump between Geico & Progressive every couple of years as they increase their prices and you get a better offer when you switch. I guess I'll be doing more insurance shopping when I'm ready to pick up my G80.
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03-29-2021, 12:05 PM | #24 | |
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Generally I get an umbrella coverage for next to nothing to cover house/car etc., and then get the lowest possible cover for the car/house to cover the buyout for the umbrella. That's generally the most cost effective way of doing it if you're rolling in a few policies. Combined with a decently high deductible for the car ($5k or something), that generally makes it not bad. |
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03-29-2021, 12:41 PM | #25 | |
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03-29-2021, 03:28 PM | #26 | ||
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03-29-2021, 03:46 PM | #27 |
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I was quoted $270 more per year over my X3 M40i
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03-29-2021, 06:39 PM | #30 |
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Not complaining about the cost, just stating how much higher the new M4 is like others have noticed. It was also interesting to see that the new M3 is less than my F83 by quite a bit.
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03-29-2021, 09:36 PM | #32 |
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Damn, thats some pretty high insurance rates. When I had my M4 last year, I was paying about $850 per 6 months with progressive (33 years old, pretty solid driving record).
I sold it last year to get into a 2021 Supra.. and I was shocked I was only charged $420 for 6 months. Guess I know it'll be about triple when I make the eventual switch to the G8X |
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03-30-2021, 09:52 PM | #34 |
Leave the gun. Take the Canoli.
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USAA quoted me $1564/year. Wow. And that's with a multi car discount, clean driving record as well as my homeowners insurance with them. In contrast my $35k Jeep Cherokee is $700/year.
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03-30-2021, 09:54 PM | #35 | |
Leave the gun. Take the Canoli.
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03-30-2021, 10:20 PM | #37 | |
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Only you on the policy, and are you younger in age? I have a very similar priced Jeep, and with the M4C quoted in at $1700/yr, $500k/1mil 300/500 comp/coll deductibles. and medical and wage earner benefit maxed. Just myself. How many miles did you give them? With the Jeep as DD my miles are minimal... just 3k each. Multi-vehicle, homeowners, etc. like you. Length of USAA membership is way up there too. I could lower the cost a bit by lowering some of those coverages, but it didn't make that much difference.
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03-30-2021, 10:54 PM | #38 | |
Leave the gun. Take the Canoli.
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03-31-2021, 07:37 AM | #39 | |
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No idea about those rates though. Maybe where you live? Just guessing now.
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03-31-2021, 12:06 PM | #40 | |||
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Where you live... Manhattan, Brooklyn, Westport ct Licensed drivers in the house hold. My insurance went up when my son got his license even though he had no car at the time and was in college 4 1/2 hours away in another state |
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03-31-2021, 12:07 PM | #41 |
Leave the gun. Take the Canoli.
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The kick sensor stopped working when I put the CF diffuser on. I think I heard it still exists on the new models?
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03-31-2021, 12:32 PM | #42 | |
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03-31-2021, 04:59 PM | #44 | |
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