[bigrum]

Thanks for the feedback, I have been working with Colin to get an M3 ordered. With BMW Seattle, can I anticipate any other fees like "service" or "processing" fees, or forced add-ons like ceramic coat?

Or do they keep it beautiful and simple with tax, title, and destination as the only fees?

[M3RLIN]

Originally Posted by bigrum

Thanks for the feedback, I have been working with Colin to get an M3 ordered. With BMW Seattle, can I anticipate any other fees like "service" or "processing" fees, or forced add-ons like ceramic coat?

Or do they keep it beautiful and simple with tax, title, and destination as the only fees?

I think my order had a $150 doc fee. Otherwise it was MSRP + TTL - deposit. I told them how much I wanted to put down and they verified the loan amount and rate. They will try to sell you their own extended warranty and PPF when you pick up the car. It was a 20 minute conversation with the finance officer using the typical techniques to try to get you to commit. I just said no thanks and that was it. I had already locked in a loan rate through BMW Financial before picking up the car so the rest was pretty straightforward. They did overestimate my licensing fees and I got a check back when I picked up my plates.

[bigrum]

Originally Posted by M3RLIN

I think my order had a $150 doc fee. Otherwise it was MSRP + TTL - deposit. I told them how much I wanted to put down and they verified the loan amount and rate. They will try to sell you their own extended warranty and PPF when you pick up the car. It was a 20 minute conversation with the finance officer using the typical techniques to try to get you to commit. I just said no thanks and that was it. I had already locked in a loan rate through BMW Financial before picking up the car so the rest was pretty straightforward. They did overestimate my licensing fees and I got a check back when I picked up my plates.

Awesome, good to know you can decline PPF or other add-ons. I'm losing less and less reasons to not buy one .

[kgelfen360]

Originally Posted by M3RLIN

I think my order had a $150 doc fee. Otherwise it was MSRP + TTL - deposit. I told them how much I wanted to put down and they verified the loan amount and rate. They will try to sell you their own extended warranty and PPF when you pick up the car. It was a 20 minute conversation with the finance officer using the typical techniques to try to get you to commit. I just said no thanks and that was it. I had already locked in a loan rate through BMW Financial before picking up the car so the rest was pretty straightforward. They did overestimate my licensing fees and I got a check back when I picked up my plates.

Hey how far out should apply for BMW financing? And did u do through them or independently on the bmwusa.com? Becuase I saw they have an application on bmwseattle as well.

My car is on the boat now so hopefully early august for pick up.

Thanks

[bigrum]

Originally Posted by kgelfen360

Hey how far out should apply for BMW financing? And did u do through them or independently on the bmwusa.com? Becuase I saw they have an application on bmwseattle as well.

My car is on the boat now so hopefully early august for pick up.

Thanks

I've kind of been wondering too about BMW financing. My limiited experience with locking in mortgage rates is 30 days, but if your car takes 4 months to be delivered can they lock the rate for that long?

[kgelfen360]

Originally Posted by bigrum

I've kind of been wondering too about BMW financing. My limiited experience with locking in mortgage rates is 30 days, but if your car takes 4 months to be delivered can they lock the rate for that long?

On the west coast rate lock is for 60 days

[M3RLIN]

Originally Posted by kgelfen360

Hey how far out should apply for BMW financing? And did u do through them or independently on the bmwusa.com? Becuase I saw they have an application on bmwseattle as well.

My car is on the boat now so hopefully early august for pick up.

Thanks

Once my car was built, my SA (Zak) texted me the BMW Financial rates each month. I compared rates with my credit union and applied online via BMW.com when the rate seemed to be the lowest. He walked me through the application process and verified I received the lowest rate available on my application. I think the rate lock is good for 90 or 120 days. I would verify with your SA.