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      04-23-2021, 12:59 PM   #507
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Originally Posted by dialogical View Post
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Originally Posted by chris3g View Post
.00133 is the current buy rate (.00093) plus the bmw maximum allowable markup (.0004), that's where they are getting that number from.
So I just got off the phone with the folks at the dealership - they're telling me that all their leases are done at the .00133 number. I essentially told them that's nonsense because I know folks are getting better deals, and if I was willing to wait I could go through a broker.


We'll see what they say!
It's very reasonable to demand base money factor but they don't have to give it to you. If they stick to their inflated MF, you get to decide if you swallow that pill or move on to a different dealer. When starting to negotiate I state up front that there will be no deal above base BMW MF.
Thanks for everyone's help here.

The salesguy at the dealership stuck to his "we lease all our cars at that number and it can't be changed" right up until I told him that I wasn't going to be buying a car at MSRP and max allowable money factor, and that I'd just wait a few months for a broker to free up.

He called me back 5 minutes later saying the lower MF had been approved.

For all the things that suck about Tesla, not having to deal with this stuff is a major benefit.
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      04-23-2021, 03:16 PM   #508
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I'm decided I'm sold on the Driver Assistance Professional if solely for the Adaptive Cruise Control. This last weekend we went on a 600 mile drive in our Grand Cherokee which has ACC. I never like using a system like that at speed (rarely even use regular cruise control), but when the highway speeds were dropping down to accordion near stop and go due to slow downs, it was great to just flip it on, set the cruise to 80 MPH, and it always kept a good distance to the car in front of me. Was a great way to relax my legs.

All the Traffic Jam Assist must add is the lane keeping assistance to the formula. Which is a fine additional "nice to have", but I certainly wouldn't use it in every day driving because I don't like the idea of maneuvering around something and having my steering wheel fight me. But ACC is great for long drives, which I'll plan to do plenty of in my G82.
On the configurator site for the base M4, I dont see any option called Driver Assistance Professional. I would love to get adaptive cruise, but where did you see that option available?
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      04-23-2021, 03:26 PM   #509
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Originally Posted by boostm3 View Post
On the configurator site for the base M4, I dont see any option called Driver Assistance Professional. I would love to get adaptive cruise, but where did you see that option available?
it's not available on the manual.
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      04-23-2021, 03:54 PM   #510
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Originally Posted by dialogical View Post
Thanks for everyone's help here.

The salesguy at the dealership stuck to his "we lease all our cars at that number and it can't be changed" right up until I told him that I wasn't going to be buying a car at MSRP and max allowable money factor, and that I'd just wait a few months for a broker to free up.

He called me back 5 minutes later saying the lower MF had been approved.

For all the things that suck about Tesla, not having to deal with this stuff is a major benefit.
Well done, you won a small battle.
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      04-23-2021, 04:00 PM   #511
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Well done, you won a small battle.
Thank you!

I understand that there is no chance of getting a *great* deal on such a new car, but it feels nice to not be completely taken for a ride.
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      04-23-2021, 09:58 PM   #512
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it's not available on the manual.
So Adaptive Cruise is not available as an option when you purchase the Manual?
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      04-23-2021, 11:56 PM   #513
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Not to happy about my deal.

MF .00123
Residual 56%

Discounts $500 loyalty and $500 Discount
MSRP $87,445

Out the door was $2016 in dealer fees which includes 1st monthly payment. I added $1500 to bring my lease monthly payment down a little. So out the door total was $3516.

Finally monthly payment which includes tire protection, wear and tear is $1,400.

My dealer did not budge on further discounts. They claimed that bmw NA is not giving any discounts. They also claimed that the money factor they have is given per region in USA and they are unable to give the base as they aren’t allowed. They were initially giving me .00133 but after I bugged them over and over they gave me last months which was .00123.

The car is a $13,000 increase from my previous F80 which equates to an additional $390 to my monthly.

Overall if you get discounts consider yourself lucky. That seems to be the primary way to get a good lease deal.
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      04-24-2021, 01:08 AM   #514
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Quote:
Originally Posted by HK4 View Post
Not to happy about my deal.

MF .00123
Residual 56%

Discounts $500 loyalty and $500 Discount
MSRP $87,445

Out the door was $2016 in dealer fees which includes 1st monthly payment. I added $1500 to bring my lease monthly payment down a little. So out the door total was $3516.

Finally monthly payment which includes tire protection, wear and tear is $1,400.

My dealer did not budge on further discounts. They claimed that bmw NA is not giving any discounts. They also claimed that the money factor they have is given per region in USA and they are unable to give the base as they aren't allowed. They were initially giving me .00133 but after I bugged them over and over they gave me last months which was .00123.

The car is a $13,000 increase from my previous F80 which equates to an additional $390 to my monthly.

Overall if you get discounts consider yourself lucky. That seems to be the primary way to get a good lease deal.
This is pretty close to the deal I got. My downpayment was a bit higher, my taxes are a bit lower, so my monthly is about 1,300 even.

It's a good chunk of change, but I want the car now, and I can afford that without being reckless, so I pulled the trigger.
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      04-24-2021, 01:50 AM   #515
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Quote:
Originally Posted by HK4 View Post
Not to happy about my deal.

MF .00123
Residual 56%

Discounts $500 loyalty and $500 Discount
MSRP $87,445

Out the door was $2016 in dealer fees which includes 1st monthly payment. I added $1500 to bring my lease monthly payment down a little. So out the door total was $3516.

Finally monthly payment which includes tire protection, wear and tear is $1,400.

My dealer did not budge on further discounts. They claimed that bmw NA is not giving any discounts. They also claimed that the money factor they have is given per region in USA and they are unable to give the base as they aren't allowed. They were initially giving me .00133 but after I bugged them over and over they gave me last months which was .00123.

The car is a $13,000 increase from my previous F80 which equates to an additional $390 to my monthly.

Overall if you get discounts consider yourself lucky. That seems to be the primary way to get a good lease deal.
At that sort of price why not just finance? The numbers must be very similar with BMWNA's 0.9% rate
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      04-24-2021, 07:51 AM   #516
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Originally Posted by mattssi View Post
So, my care is being sent to the east coast and I'm on the west. All shipping quotes are at least $2500 bucks, which eats into any discount I've received.

How have people in similar situations dealt with shipping?

I've considered driving cross country, but that means a flight, finding an XPEL place near the dealer, waiting days, then driving for 40+ hours. So not much saved there either.
I had a car brought from Maryland to San Diego. Cost me $1300.
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      04-24-2021, 07:53 AM   #517
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Quote:
Originally Posted by HK4 View Post
Not to happy about my deal.

MF .00123
Residual 56%

Discounts $500 loyalty and $500 Discount
MSRP $87,445

Out the door was $2016 in dealer fees which includes 1st monthly payment. I added $1500 to bring my lease monthly payment down a little. So out the door total was $3516.

Finally monthly payment which includes tire protection, wear and tear is $1,400.

My dealer did not budge on further discounts. They claimed that bmw NA is not giving any discounts. They also claimed that the money factor they have is given per region in USA and they are unable to give the base as they aren't allowed. They were initially giving me .00133 but after I bugged them over and over they gave me last months which was .00123.

The car is a $13,000 increase from my previous F80 which equates to an additional $390 to my monthly.

Overall if you get discounts consider yourself lucky. That seems to be the primary way to get a good lease deal.
If you are leasing the car the tire package and wear and tear is a waste of money. It's just a further money grab from BMW. If damage happens I'll just pay out of pocket. It's a total waste and adds 6-8k on top of car...
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      04-24-2021, 12:00 PM   #518
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Quote:
Originally Posted by boostm3 View Post
Quote:
Originally Posted by chris3g View Post
it's not available on the manual.
So Adaptive Cruise is not available as an option when you purchase the Manual?
That's correct. It accelerates the car automatically, downshifting and up shifting as needed, so it wouldn't work in a manual unfortunately.
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      04-24-2021, 12:26 PM   #519
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Quote:
Originally Posted by kingmonkeyjr View Post
Quote:
Originally Posted by HK4 View Post
Not to happy about my deal.

MF .00123
Residual 56%

Discounts $500 loyalty and $500 Discount
MSRP $87,445

Out the door was $2016 in dealer fees which includes 1st monthly payment. I added $1500 to bring my lease monthly payment down a little. So out the door total was $3516.

Finally monthly payment which includes tire protection, wear and tear is $1,400.

My dealer did not budge on further discounts. They claimed that bmw NA is not giving any discounts. They also claimed that the money factor they have is given per region in USA and they are unable to give the base as they aren't allowed. They were initially giving me .00133 but after I bugged them over and over they gave me last months which was .00123.

The car is a $13,000 increase from my previous F80 which equates to an additional $390 to my monthly.

Overall if you get discounts consider yourself lucky. That seems to be the primary way to get a good lease deal.
If you are leasing the car the tire package and wear and tear is a waste of money. It's just a further money grab from BMW. If damage happens I'll just pay out of pocket. It's a total waste and adds 6-8k on top of car...
I agree 110% with you regarding the tire and wear nonsense. When leasing just factoring in a new set of tires. Major rim rash I can have repaired on-site by the local wheel repair for $100 per rim.

$1400 a month is M5/X5M payment territory
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      04-24-2021, 08:17 PM   #520
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Originally Posted by Ibiza View Post
I agree 110% with you regarding the tire and wear nonsense. When leasing just factoring in a new set of tires. Major rim rash I can have repaired on-site by the local wheel repair for $100 per rim.

$1400 a month is M5/X5M payment territory
What if you are purchasing?
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      04-24-2021, 09:59 PM   #521
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Quote:
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Quote:
Originally Posted by Ibiza View Post
I agree 110% with you regarding the tire and wear nonsense. When leasing just factoring in a new set of tires. Major rim rash I can have repaired on-site by the local wheel repair for $100 per rim.

$1400 a month is M5/X5M payment territory
What if you are purchasing?
Man now I feel good about the deals I've been quoted. I'm getting quoted for about $1150 with my Texas taxes rolled in. That's on a 90K build too..I'm waiting to see what changes if any are to my 2022 models but I'm deciding if I want Xdrive or not. I'm currently without a car so.. no rush here just waiting for the perfect deal.
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      04-24-2021, 10:04 PM   #522
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Quote:
Originally Posted by NoynuR View Post
Quote:
Originally Posted by snareman View Post
Quote:
Originally Posted by Ibiza View Post
I agree 110% with you regarding the tire and wear nonsense. When leasing just factoring in a new set of tires. Major rim rash I can have repaired on-site by the local wheel repair for $100 per rim.

$1400 a month is M5/X5M payment territory
What if you are purchasing?
Man now I feel good about the deals I've been quoted. I'm getting quoted for about $1150 with my Texas taxes rolled in. That's on a 90K build too..I'm waiting to see what changes if any are to my 2022 models but I'm deciding if I want Xdrive or not. I'm currently without a car so.. no rush here just waiting for the perfect deal.
Wow! What's your money factor? How much are you getting off of MSRP?
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      04-25-2021, 04:14 PM   #523
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Originally Posted by F3XX View Post
Does anyone have any dealers or brokers that are doing 7%off or more on an m3 order.
Can be anywhere in the U.S.


Thank you
Most of those brokers have put new BMW M clients on pause. They are flooded with business but little to no allocations and/or cars. And that was before the official xDrive news came out.
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      04-25-2021, 10:50 PM   #524
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Quote:
Originally Posted by snareman View Post
Quote:
Originally Posted by Ibiza View Post
I agree 110% with you regarding the tire and wear nonsense. When leasing just factoring in a new set of tires. Major rim rash I can have repaired on-site by the local wheel repair for $100 per rim.

$1400 a month is M5/X5M payment territory
What if you are purchasing?
I would still self insure. Take the money that would hypothetically be spent each month for the F&I add on and bank it yourself. At the end of the day all the extra F&I add on's are stacked to make sure the house (dealership) wins. It's just an other profit service line for the dealership. I have never bent a rim during 16+ years of BMW leasing, this includes driving up and down the entire east coast from New York down to Miami, FL and in between.
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      04-26-2021, 11:23 AM   #525
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If you're lucky to get a broker spot (I'm trying) great. I do not think the broker discounts will be anything substantial until at least a month or 2 passes. July/August I cannot see them getting over 3%.

If you wait until Sept/Oct that is probably your best bet broker or no broker. I just traded in my i8 lease and am currently borrowing a family members X2 for the time being (yikes).

I still am inclined to wait on principal it's very hard for me to stomach $200 more a month for a 52K less car (i8) or $150 more a month for a 32K less car (My M6).

In March I was offered a 150K Competition M8 for $1299. Declined hate black on black.

Leasing this car sucks I may just buy it.
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      04-26-2021, 12:46 PM   #526
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Quote:
Originally Posted by MJO316 View Post
If you're lucky to get a broker spot (I'm trying) great. I do not think the broker discounts will be anything substantial until at least a month or 2 passes. July/August I cannot see them getting over 3%.

If you wait until Sept/Oct that is probably your best bet broker or no broker. I just traded in my i8 lease and am currently borrowing a family members X2 for the time being (yikes).

I still am inclined to wait on principal it's very hard for me to stomach $200 more a month for a 52K less car (i8) or $150 more a month for a 32K less car (My M6).

In March I was offered a 150K Competition M8 for $1299. Declined hate black on black.

Leasing this car sucks I may just buy it.
Well, residuals are low/crappy and the MF is high so leases are going to not make much fiscal sense...unless car ends up holding value well and you plan on buying at lease end to take advantage of the low residual.
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      04-26-2021, 12:48 PM   #527
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Quote:
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Wow! What's your money factor? How much are you getting off of MSRP?
It was Base Moneyfactor and i got quotes for 6-7% off MSRP Pre incentives
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      04-26-2021, 12:51 PM   #528
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Quote:
Originally Posted by kingmonkeyjr View Post
If you are leasing the car the tire package and wear and tear is a waste of money. It's just a further money grab from BMW. If damage happens I'll just pay out of pocket. It's a total waste and adds 6-8k on top of car...
Yep, doing some backwards math it looks like he paid...er, got ripped off...about $3K for it...this is why people doing leases need to know the exact figures on every component of a lease and not just focus on what payment is.
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