07-10-2021, 11:37 AM | #1123 | |
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07-10-2021, 12:33 PM | #1124 | |
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I guess I'm not following lol |
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07-10-2021, 12:42 PM | #1125 | |
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Easy come easy go is the natural way. Be intentional about that. Even though you made the money easily on tech stocks, I would be frugal. You’ve probably got many years of spending ahead of you. |
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Sedan_Clan25116.50 |
07-10-2021, 02:58 PM | #1126 |
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Yea I think I’ll probably just end up keeping it for a year or so and then ordering a custom AWD spec. I was just thinking it may be easier to do now with the chip shortage than in a year when things stabilize.
Also this doesn’t even crack the top ten worst financial decisions I’ve made, and it definitely won’t be the last. I could share some really cringeworthy stories, lmao. Believe or not, I am getting more responsible. Just, very slowly. What’s important here is that the car is sick. It’s the perfect evolution of my previous m2 and x4m. It’s comfortable enough to cruise around with my sleeping puppy, but is a completely different beast in its most aggressive modes. I especially like how the backend gets squirrelly when you lay on the throttle at highway speeds. Don’t like the brake squeal tho, idk if anyone else has that issue. Also the bass is lacking in the surround sound. |
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07-10-2021, 03:10 PM | #1127 |
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Good call.
It's always interesting to me to see how other people buy cars and other big items. I research them endlessly and eventually know more than the salespeople about the car and the manufacturer rebates. Other people just go for it. I was sitting in Niello BMW one time waiting way too long for the answer to a simple question (would you accept $x for that X5?) and the couple in the next sales office was closing their deal and only after commiting to buy did they learn about the $500 loyalty rebate and $500 USAA/military rebate. Total surprise to them. I think a lot of people waste a lot of money by not studying their options, but then again I waste a lot of time by overanalyzing things. |
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07-10-2021, 03:22 PM | #1128 |
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I used to be more measured and calculated like you when buying things. But at some point I just lost control. Spending is definitely an emotional crutch for me. I’m working with a therapist to redevelop some financial discipline though.
I envy people with self control, I’m such a sucker |
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07-10-2021, 03:25 PM | #1129 | |
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Listen, the deal is done so enjoy the car and don't look back. Just look forward and develop ways to improve in the future. That's all we can do. |
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07-10-2021, 04:10 PM | #1130 | ||
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07-10-2021, 09:14 PM | #1131 | |
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like the gentleman above, i probably need to work on restraint... but in the meantime ... i'm trying to secure an allocation for a G80 (after complaining about the grille for months leading up to its debut). i turned down an M5CS because i think it just wouldn't be as much fun as the G80 despite being a total animal. i guess that was restraint?
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07-11-2021, 11:15 AM | #1132 | |
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07-11-2021, 10:57 PM | #1133 |
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Is the Tartufo leather color a standard option, or are you paying Individual pricing for it? I dont see it to option on the visualizer. $2550 for full Merino, already. Is this color another charge on top of the full merino? I'm thinking Dravit Gray w/ Tartufo.
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07-11-2021, 11:27 PM | #1134 | |
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07-11-2021, 11:33 PM | #1135 |
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07-13-2021, 09:27 AM | #1136 |
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Has anybody applied for BMW FS financing on a 2022 and seen their rates or gotten a rate of 0.9%? 2022 models are an option on the application page, but it doesn't say explicitly if they're eligible for the 0.9% financing for 2021 models good through the rest of the month.
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07-13-2021, 11:03 AM | #1137 | |
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07-13-2021, 02:05 PM | #1138 |
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Just spoke to my client advisor about a M3 Competition Xdrive, spec'd up to an MSRP of $85,695. no money down except taxes and fees (6550 due at sign). for 15k/36 months 1225/month. for 12k, 1220/month. Purchase, 6550 down and 60 months 1475, 0.9%. Money factor 0.00093.
Those numbers are for no discount and no incentives. Working on that part right now. I have to lease the car because I own a business and can pay with pre-tax dollars but just wanted to give you guys some recent numbers. |
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07-13-2021, 02:10 PM | #1139 | |
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07-13-2021, 02:27 PM | #1140 | |
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07-13-2021, 02:29 PM | #1141 |
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I should go see this, tomorrow. This is the color I really want. The allocation I'm interested in is already at 112. I need to hurry up and decide on a spec.
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07-13-2021, 03:57 PM | #1142 |
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Thoughts on this lease quote for G80?
Hey everyone,
I'm in final conversations to lease a G80 with a dealer in AZ. I'm posting here to get perspective from others on my pricing quote before finalizing. Context: I'm based in CA. I currently don't have a vehicle and am looking to get one ASAP. An M3 is a dream car for me and have fallen in love with the G80. These are the non-negotiable specs for me: —Black ext. —6spd MT —Black wheels —Parking Assistant —Executive Package MSRP for this build is ~$76,345. There aren't any other dealers with this build in the US—which is why I'm now talking to a dealer in AZ despite being based in CA. The dealer will not sell the car without these upsell items: 1) a clear bra ($2,495.00), 2) a window tint job ($799), and a 3) LoJack vehicle recovery system ($499). Making the vehicle $ 79,638. After taxes and fees, the final price quoted is $87,549.09. I'm looking to lease for 36/mo and 10k mi/yr. I'd be putting $5k down. This makes my monthly payments $1292. I wanted to get thoughts on the community on how this price sounds? The current market is chaotic due to covid and chip shortages. Based on my conversations with dealers, in this market, it sounds like I'll be paying a bit over MSRP, no matter what. (At one point I was considering an M2 and dealers were telling me explicitly "we're selling this $5k over MSRP for market adjustment") If the price I'm being grossly over-quoted, I could grit my teeth and put in a build and wait for the 2022 models. If the pricing is "within ballpark" of what I should be expecting to pay, then I'd like to proceed with this model. Would love any feedback/ thoughts from the community. Last edited by kyleemile; 07-13-2021 at 03:59 PM.. Reason: extra characters |
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07-13-2021, 04:03 PM | #1143 | |
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07-13-2021, 04:07 PM | #1144 | |
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This is total bulls**t! I'd tell that dealer to piss off and go spec a car without an additional $3,800 of inflated nonsense. Now if you were planning on doing a clear bra, that's one thing, but I don't know that I'd let the dealer be doing it. $799 for tint is laughable.
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