[eman4517]

Ouch, sorry to hear. Someone backed into the front of my '21 M5 Comp. in a parking lot and left. It was much less visible damage than yours (looked like only an apron crease and cracked grilles), but it ended up needing a new bumper cover, front grilles, air inlets, ceramic covered ppf redone on the bumper, recalibration of the ACC and sensors, etc. to the tune of about $7,200.

Incidentally, the insurance paid for both the xpel ppf and the ceramic coating since I supplied receipts (NJM). Didnt show up on my Carfax when I traded it, but was visible through the dealer network. It only dinged me for a little more than a cosmetic damage at trade in on the M4. Make sure to get the ppf covered in your claim

[NightWriter]

Originally Posted by geko29

It sucks, but if the neighbor is paying out of pocket (not insurance) and body panels are being replaced (not repaired), many auto body shops will not report their work to Carfax.

I'm pretty sure it's insurance companies that share information with Carfax, not body shops.

[BLKSAPPE92]

Originally Posted by MPower9525

Getting my M3 has been a fun, long process and I'm sure most of us can relate! After specing the car out and putting down a deposit in November of '21. To then patiently waiting while my build week got pushed further and further back. To then finally getting a July 27 Build date and updated to a '23 model year. To then see it fly through the build process and wait in Bremerhaven for only a few weeks until the car was loaded on the Liberty to make it's voyage to New York in about a month. To the experience of pick up my first brand new M car from the dealer(shout out BMW of Tenafly), winning the tire lottery. Driving it a few miles very slowly to drop it of at Auto Polishing Center in Waldwick NJ, they did a fantastic job on the stealth PPF, Ceramic coating and tints. To then picking up the car fully PPF'd, looking SOOOOO DAMN GOOD and ready to go. To then have the car at home for less than a week until my neighbor was backing up, wasn't paying attention to where he was going and hit my parked car.

The good news is my neighbor is taking full responsibility for it so I don't have to come out of pocket to fix it. It looks like its going to need a new fender and door and most likely side skirt as the clips snapped off the fender.

I plan to keep the car long term so this isn't a flipper question. I bought and financed the car and payed under MSRP, again thank you BMW of Tenafly. I have Ultimate Care + for 6 years/100K miles and all the tire and wheel insurances ect.

We all know that cars with accident histories sell for less than cars with clean titles and given that this car will have an accident on its history, even though it wasn't a serious accident, I assume it will be worth less. Has anyone been in this situation before? Is there any way of being fairly compensated from the insurance company for the loss in value of the car due to this accident?

Thanks in advance!

Here are some pictures of the accident damage and some pictures when I picked it up fresh from APC after it got PPF'd

I just had mine hit in a parking lot parked. I had to drive it wrecked for 2months and its been at the body shop a month for minor damage.

All I can say is make them pay diminished value my very first m car was 10-15k cheaper because of it being in a minor accident.

So just because of your wreck and the carfax you lost about 9-10k minimum off your car after it's fixed with most buyers.

[MPower9525]

Originally Posted by geko29

It sucks, but if the neighbor is paying out of pocket (not insurance) and body panels are being replaced (not repaired), many auto body shops will not report their work to Carfax.

And since you're a long-term owner, you don't have to worry that much about diminished value anyway. The damage isn't horrible, and should be able to be perfectly corrected. Get it fixed, enjoy the hell out of the car, and laugh about this experience in five years.

The party at fault wants to go through his insurance and they want to use the BMW dealership I got the car from so I assume it will show up on the carfax

[MPower9525]

Originally Posted by Draper

Sorry, that is a huge bummer.

Is that frozen paint or just stealth ppf?

You might want to get a quote for your neighbor. If he's thinking this will be a $2-3K job, he may be in for a rude surprise.

Insurance would be your best option, especially if you are looking for diminished value.

It's Black Sapphire Metallic with Xpel Stealth PPF. We're going through insurance

[SpeedyATL]

[QUOTE]

Originally Posted by geko29

It sucks, but if the neighbor is paying out of pocket (not insurance) and body panels are being replaced (not repaired), many auto body shops will not report their work to Carfax.

This is NOT my experience at all. Our dealer did very minor damage to the tailgate on our prior x3. The repair work was done in their own body shop and it hit our carfax as an accident repair.

Unless you buy the parts, have them painted off the car, install them yourself AND pay cash, expect a carfax hit.

[chicagofan00]

[QUOTE=SpeedyATL;29393910]

This is NOT my experience at all. Our dealer did very minor damage to the tailgate on our prior x3. The repair work was done in their own body shop and it hit our carfax as an accident repair.

Unless you buy the parts, have them painted off the car, install them yourself AND pay cash, expect a carfax hit.

My wife got rear ended and had $38k in damages fixed via insurance. So far nothing in the car fax and it's been over a year since it happened.

[Likeanowl]

Honestly the issue is pretty simple. You just beat the living shit out or your neighbor and threaten their life. I highly doubt you’ll ever have the same issue again after that.

[wtwo3]

[QUOTE=SpeedyATL;29393910]

This is NOT my experience at all. Our dealer did very minor damage to the tailgate on our prior x3. The repair work was done in their own body shop and it hit our carfax as an accident repair.

Unless you buy the parts, have them painted off the car, install them yourself AND pay cash, expect a carfax hit.

My wife side swiped a pole in a parking garage in our X5 which required replacement of panels. The dealer's bodyshop did all repairs and we went through insurance. No hit on carfax. It's now listed for sale at a local dealer (we traded it in a few weeks ago) and the carfax is completely clean.

https://www.motorwerks.com/inventory...r6c06l9b05581/

All this to say.... I have no idea what mechanism triggers a hit to carfax vs. what's left off.

[G MONEY]

[QUOTE=chicagofan00;29394346]

Originally Posted by SpeedyATL

My wife got rear ended and had $38k in damages fixed via insurance. So far nothing in the car fax and it's been over a year since it happened.

38 in damages and not totaled? I would have burned that bitch🔥🤣

[chicagofan00]

[QUOTE=G MONEY;29395307]

Originally Posted by chicagofan00

38 in damages and not totaled? I would have burned that bitch🔥🤣

Geico would not total it unless it was more than 80% of the total value.

[G MONEY]

[QUOTE=chicagofan00;29395323]

Originally Posted by G MONEY

Geico would not total it unless it was more than 80% of the total value.

That blows

[geko29]

[QUOTE=SpeedyATL;29393910]

This is NOT my experience at all. Our dealer did very minor damage to the tailgate on our prior x3. The repair work was done in their own body shop and it hit our carfax as an accident repair.

Unless you buy the parts, have them painted off the car, install them yourself AND pay cash, expect a carfax hit.

That was at the dealer. Of course they're going to report it. It's basically automatic--they report every service visit too. There's a BIG gap between that and repairing the car yourself in your driveway.

When we got our Audi repaired a few years ago, the shop (one of the few certified by Audi to work on their aluminum-framed vehicles) was very pointed that they did not report anything to Carfax. I'm not going to pay $40 to confirm that's the case, but for what it's worth a VINCheck comes up with zero accidents.

[floridaorange]

First question - what kind of car was neighbor driving?

How long have you know neighbor? How old are they? Assuming they only checked rear view not side view?

Why was your brand new M3 on the street?

I've had a diminished value claim work when my 3 series was hit.

[pizza240]

I guess that's the risk you take going with the 'stealth' PPF… Neighbour probably didn't see it.

Sorry you're in this situation! But it'll get fixed and you'll love the car.

[phoenixbmwlife]

Originally Posted by MPower9525

Getting my M3 has been a fun, long process and I'm sure most of us can relate! After specing the car out and putting down a deposit in November of '21. To then patiently waiting while my build week got pushed further and further back. To then finally getting a July 27 Build date and updated to a '23 model year. To then see it fly through the build process and wait in Bremerhaven for only a few weeks until the car was loaded on the Liberty to make it's voyage to New York in about a month. To the experience of pick up my first brand new M car from the dealer(shout out BMW of Tenafly), winning the tire lottery. Driving it a few miles very slowly to drop it of at Auto Polishing Center in Waldwick NJ, they did a fantastic job on the stealth PPF, Ceramic coating and tints. To then picking up the car fully PPF'd, looking SOOOOO DAMN GOOD and ready to go. To then have the car at home for less than a week until my neighbor was backing up, wasn't paying attention to where he was going and hit my parked car.

The good news is my neighbor is taking full responsibility for it so I don't have to come out of pocket to fix it. It looks like its going to need a new fender and door and most likely side skirt as the clips snapped off the fender.

I plan to keep the car long term so this isn't a flipper question. I bought and financed the car and payed under MSRP, again thank you BMW of Tenafly. I have Ultimate Care + for 6 years/100K miles and all the tire and wheel insurances ect.

We all know that cars with accident histories sell for less than cars with clean titles and given that this car will have an accident on its history, even though it wasn't a serious accident, I assume it will be worth less. Has anyone been in this situation before? Is there any way of being fairly compensated from the insurance company for the loss in value of the car due to this accident?

Thanks in advance!

Here are some pictures of the accident damage and some pictures when I picked it up fresh from APC after it got PPF'd

So sorry to hear. Be sure to take it to the best paint shop as frozen paints are a bitch to get right.

[bigjae1976]

[QUOTE=geko29;29396123]

Originally Posted by SpeedyATL

That was at the dealer. Of course they're going to report it. It's basically automatic--they report every service visit too. There's a BIG gap between that and repairing the car yourself in your driveway.

When we got our Audi repaired a few years ago, the shop (one of the few certified by Audi to work on their aluminum-framed vehicles) was very pointed that they did not report anything to Carfax. I'm not going to pay $40 to confirm that's the case, but for what it's worth a VINCheck comes up with zero accidents.

That's wrong. No body reports anything to Car Fax, that's not how it works.

The dealer probably used their own insurance.

If the dealer pays for it out of their gross then it won't show up on any record except for the records at that particular dealership.

[Flex1691]

I had a brand new M3 comp also from BMW of tenafly, picked it up last year in October, had it 2 weeks and it got totaled due to a situation I wasn't even a part of. Ended up ordering an 22 M5 comp and I'm literally picking it up from
BMW of tenafly tommorow. Great dealer

[Dranter]

My friend, ignore what people tell you here.

They wouldnt buy a half repainted car. Ok thats you. If you are transparant to me as a potential buyer about what happened and how it was fixed i wouldnt care.

These are cars meant to be enjoyed not sit in garages. Damages happen whether its your fault or someone elses.

Live your life to the fullest and dont let stupid shit bring you down! Once its fixed go wreak havoc on some back road and be happy you own this beautiful car.

[ghaffari46]

I don't think this kinda "minor " accidents will show up on car fax. it's always good to keep a picture in case.
Most of dealers usually don't care about these accidents if they are properly repaired and you want to trade in.
Button line: don't worry about it, fix it and enjoy the car, in couple of years all you can get will be hideous looking electric cars!

[mose121]

Originally Posted by NightWriter

I'm pretty sure it's insurance companies that share information with Carfax, not body shops.

Not true, they both do. Shops can choose to report, and often do as part of their agreements with software vendors. They are incentivized or paid to report, which is essentially free profit for the shop. It's usually an all in thing, which means they don't get to pick and choose what they do or don't report. The data gets pulled directly from the software they use to process repair orders. Although there are some ways to get around it if the shop is willing, but that can leave you exposed to additional risk without recourse. So I do not recommend it. Best thing to do is just ask the shop owner/manager if they report to Carfax. Don't ask just anyone, as they likely won't know the correct answer and will just guess. And always assume it will be reported if an insurance company pays out anything to repair it.

[JerseyG80]

Jersey drivers suck by the way!