[pateke]

Originally Posted by Berzerker

It's not really "inflating" anything, these rates are set by BMWFS and are highly dependent on market and timing. If you have a high score, no high amount of pulls, decently low utilization, diverse credit accounts, etc, then that's the lowest rate you're gonna get. It's 5.5%~ ish, which is pretty low compared to the basis rate today with the increases going on.

IMO the deal is fine, just make sure you're not paying any down payment :P

That’s true regarding healthcare. But recently, a private healthcare insurance is needed to get good care. But mostly that will be covered by the employer.

[GOLFFRR]

like I always say, sale price is just part of the deal.

make sure you look at the whole deal.

lease: whats the MF look like, is that marked up?
APR: whats the rate look like, is that marked up?
fees: what are the various fees that are connected to the deal.

sometimes when you look at the deal as a whole you may be getting a certain sale price only to end up paying way more over the term.

also important, do you have a allocation? If you dont get a production number right away, you dont have a allocation. So how long will you be waiting for a allocation, etc..

anywho there are always deals out there to be had so shop around, happy hunting everyone

[DMW2315]

My local dealer in NJ has several M4's allocations and that store isn't charging over MSRP so it's def possible. Friend just got an M3 CS at MSRP as well from them.