[TrevorM3]

Originally Posted by jmichael183

Hi! Does any any one know what the money factor on a BMW X5 (M Sport package). 36month/15 miles is in zip code 33018
SDrive40i


This is what they are trying to Structure
MSRP: $70,195
Rebates/ Discounts $1,705
$0 down (Only First Payment up front)
$1,258 a month

my mother just got an x5, pretty much same msrp. payment is 930 tax in. 2300 DAS.


can't remember what MF was though. Check the sticky threads around here, they are posted somewhere.

[james550imanual]

Originally Posted by jmichael183

Hi! Does any any one know what the money factor on a BMW X5 (M Sport package). 36month/15 miles is in zip code 33018
SDrive40i


This is what they are trying to Structure
MSRP: $70,195
Rebates/ Discounts $1,705
$0 down (Only First Payment up front)
$1,258 a month

Shit man. That's pretty horrible. My last x5 lease was about $70k, paying $750 month. $1k down.

I'm a lease guy but I won't be leasing in times like these. There are absolutely no way to get any cap cost reductions to help with lease. My general rule of thumb for a good lease is the 1% rule (lease payment should be 1% of car's msrp). I've used This rule on every luxury car I've leased. But unfortunately it'll be a while before we can see those times again

You're better off financing or using bmw select with the 0.9% rate they're offering

[Alpine300zhp]

Originally Posted by 'Cane

It was a great deal, but I get tired of cars so fast. Sold it today actually.

Now I have to figure out what's next. Most likely a G82 X-drive.

Pocket the money you made on the M8 and wait a year for the market to level out and then go into the M4.

['Cane]

Originally Posted by Alpine300zhp

Pocket the money you made on the M8 and wait a year for the market to level out and then go into the M4.

I could do that, but I still need something to drive, and I'm not sure the market will level out inside a year.

[Gfit]

Originally Posted by james550imanual

Shit man. That's pretty horrible. My last x5 lease was about $70k, paying $750 month. $1k down.

I'm a lease guy but I won't be leasing in times like these. There are absolutely no way to get any cap cost reductions to help with lease. My general rule of thumb for a good lease is the 1% rule (lease payment should be 1% of car's msrp). I've used This rule on every luxury car I've leased. But unfortunately it'll be a while before we can see those times again

You're better off financing or using bmw select with the 0.9% rate they're offering

I get that and do what works best for you. A few things people forget about leasing is the
finance company assumes residual risk if times are crappy but the owner can take the upside in good times by buying it out. The finance company assumes risk of diminished value in accident which has happened to the last 2 of my wife's cars. Value dropped over $5,000 from people hitting into her and it wasn't bad. Finally, you pay tax only on the 43% depreciation. Either way, if you lease or finance, you are still paying for the depreciation each month.

[elkid23]

Is there information available online regarding BMW Select Financing? I'm specifically looking for the 0.9% rate with the balloon option.

Everything I find online is generic, mostly from dealers, not BMW NA

[F80SRT]

Originally Posted by elkid23

Is there information available online regarding BMW Select Financing? I'm specifically looking for the 0.9% rate with the balloon option.

Everything I find online is generic, mostly from dealers, not BMW NA

I go here https://www.bmwusa.com/financial-ser...estimator.html

enter the car you want, add on the cost of your options. It'll by default give you standard finance and lease. Then select 'Add new Option' and select BMW select.

[JDUNITNOW]

Originally Posted by elkid23

Is there information available online regarding BMW Select Financing? I'm specifically looking for the 0.9% rate with the balloon option.

Everything I find online is generic, mostly from dealers, not BMW NA

The 0.9 is state specific from what I understand. I live in Virginia and it's 3.9 but when I put in another state, it comes up at 0.9 so I may just finance.

[TrevorM3]

Originally Posted by F80SRT

I go here https://www.bmwusa.com/financial-ser...estimator.html

enter the car you want, add on the cost of your options. It'll by default give you standard finance and lease. Then select 'Add new Option' and select BMW select.

what is "owners choice"? i read the bottom, but is this like a 3rd party of some sort?

[2 SLOW]

Originally Posted by F80SRT

I go here https://www.bmwusa.com/financial-ser...estimator.html

enter the car you want, add on the cost of your options. It'll by default give you standard finance and lease. Then select 'Add new Option' and select BMW select.

For me, it doesn't show a balloon amount for BMW Select.

[F80SRT]

Originally Posted by 2 SLOW

For me, it doesn't show a balloon amount for BMW Select.

Interesting. When I select it, it adds it and defaults to $2500 down and shows the following. Try my zip code of 80138, see if it's related to location.

[2 SLOW]

Originally Posted by F80SRT

Interesting. When I select it, it adds it and defaults to $2500 down and shows the following. Try my zip code of 80138, see if it's related to location.

Interesting, it worked when I used your zip code. I wonder if it isn't offered in Texas.

[MavRick]

Originally Posted by 2 SLOW

Interesting, it worked when I used your zip code. I wonder if it isn't offered in Texas.

Texas might be one of those states where you have to use Owner's Choice. i know that Georgia was on that list until the vehicle sales tax laws changed.

[mjr24]

WTF are these cars really leasing at 1500/mo?

I have paid 1250 and 1350 over my last 2 leases on a F90 M5 and M6 Gran Coupe and these were 24 months leases, too, which are normally significantly higher than 36 month leases (even though I think I got great deals on both).

Market is crazy right now.

[///M ARMY]

Originally Posted by mjr24

WTF are these cars really leasing at 1500/mo?

I have paid 1250 and 1350 over my last 2 leases on a F90 M5 and M6 Gran Coupe and these were 24 months leases, too, which are normally significantly higher than 36 month leases (even though I think I got great deals on both).

Market is crazy right now.

Wish the prices were the same now. M8 gc i love

[Limegrntaln]

Originally Posted by mjr24

WTF are these cars really leasing at 1500/mo?

I have paid 1250 and 1350 over my last 2 leases on a F90 M5 and M6 Gran Coupe and these were 24 months leases, too, which are normally significantly higher than 36 month leases (even though I think I got great deals on both).

Market is crazy right now.

I definitely should have ordered an M5. Prices dont line up, right now. I fell into the xDrive hype, for $1,600-$1,650 a month, lease, I could be driving a loaded M5, cheaper.

[mjr24]

Originally Posted by Limegrntaln

I definitely should have ordered an M5. Prices dont line up, right now. I fell into the xDrive hype, for $1,600-$1,650 a month, lease, I could be driving a loaded M5, cheaper.

I am not saying prices now are like that....they aren't. I'm sure M5's right now are north of $1500.

[Limegrntaln]

Originally Posted by mjr24

I am not saying prices now are like that....they aren't. I'm sure M5's right now are north of $1500.

The M5 is a much better lease. My car is $20K cheaper than this, and the payment is still probably going to be lower. I specd this M5 with everything except CCBs. I even added M Drivers for $2,500. For reference, the 60 month loan, at 0.9% would be $2,031.

[TrevorM3]

Originally Posted by Limegrntaln

I definitely should have ordered an M5. Prices dont line up, right now. I fell into the xDrive hype, for $1,600-$1,650 a month, lease, I could be driving a loaded M5, cheaper.

yikes...

[Tuscan]

Originally Posted by jmichael183

Hi! Does any any one know what the money factor on a BMW X5 (M Sport package). 36month/15 miles is in zip code 33018
SDrive40i


This is what they are trying to Structure
MSRP: $70,195
Rebates/ Discounts $1,705
$0 down (Only First Payment up front)
$1,258 a month

0.00093

[OF Hero]

Next round of allocations should be released when? Oct 1st?

[luckylingy]

‘Early October’ is all my local dealer has been told. Monthly allocations are normally released around the 25th of the month, but presumably because of the myriad supply constraints, BMW USA postponed November allocations until they have a better idea of how much of what they may be able to produce.