['Cane]

Just got my State Farm renewal and they raised my rates almost 20% from the previous policy.

Post up your insurance company and if you have a good referral. After 30+ years, it’s time to make a change.

[Boomer 2019]

I also have State Farm and have been with them for @ 40 years with household and 2 vehicles. My policy just bumped up to $2,850 yearly on the M4 which is an increase, but less than I expected since they replaced my first M4 last year.

Unfortunately the increases are across the board industrywide. I hope you hit the insurance lottery.

[Berzerker]

I think every insurance is up massively from last year. Though I hate State Farm and Allstate specifically. I would try a local agent who can run your numbers through a lot of different providers to find you the best rate with the best coverage.

Mine got me to Nationwide who I've been quite happy with. I'm at around $2000/year.

[TurboSid]

After not accepting me when I got my 22 M4 I tried Hagerty again just a few weeks ago and they accepted me. I think initially I had put down too many miles for their liking but since owning the car 1.5yrs I've only driven it about 4500 miles so I put 5k down as mileage (Which ironically I had on my standard Geico insurance)

Give them a try. I saved about $1200/yr switching from Geico to Hagerty and I have guaranteed value coverage. But also make sure you understand their limitations on storage, driving limitations etc (can only drive for car related things except for "pleasure" driving which is a bit vague in my opinion)

[Alvinmark12]

I have Allstate and pay 1500.00 every 6 months

['Cane]

Originally Posted by Alvinmark12

I have Allstate and pay 1500.00 every 6 months

My sister’s agent reps Allstate and she quoted me $1700 for 6 months. I’ll probably make the switch.

[Berzerker]

Originally Posted by 'Cane

My sister’s agent reps Allstate and she quoted me $1700 for 6 months. I’ll probably make the switch.

I would highly recommend against Allstate. I had them and they were the cheapest for me, but I had a hell of a time getting a homeowners insurance claim approved when it was obvious the loss should be covered. It took many emails back and forth to even the state insurance advisor before they finally caved.

I don't have any experience with auto claims, but I don't imagine the experience is any better. I've heard tons of horror stories about Allstate and State Farm alike.

['Cane]

I was in a bad car accident in 2008 ($185k in medical bills including a surgery for an artificial cervical disk). It was not my fault, but State Farm treated me like I was scum, I don’t know why I stayed with them.

[Berzerker]

Originally Posted by 'Cane

I was in a bad car accident in 2008 ($185k in medical bills including a surgery for an artificial cervical disk). It was not my fault, but State Farm treated me like I was scum, I don’t know why I stayed with them.

Well clearly you are since you're making them pay $185k out of their pocket, how dare you! /s

Yeah I don't think I've heard a single good experience besides those that have never had to actually utilize services.

Nationwide has treated me fantastically so far, zero questions asked through claim and diminished value reimbursement the entire time.

[Alvinmark12]

State Farm is the worst. Mother's house has a flood from a broken water filter. 1.5 years later they are fighter her on everything. Allstate has been great to us. Daughter had 2 accidents and they paid up right away and our rates never went up.

[Delmoney335]

Same Issue with State Farm in SFL. Increases last year and another this year. Only with them bc of bundle with home which makes it worth it. For now.

Last 6 mo. Policy was $900/6 mo. This year up to $1060. Still not bad but trending up. That’s just the M3 portion on a 2 car policy.

['Cane]

Originally Posted by Delmoney335

Same Issue with State Farm in SFL. Increases last year and another this year. Only with them bc of bundle with home which makes it worth it. For now.

Last 6 mo. Policy was $900/6 mo. This year up to $1060. Still not bad but trending up. That’s just the M3 portion on a 2 car policy.

I thought about trying to have them bundle in my homeowners policy, but they couldn’t get within $1000 of what I’m paying currently.

[Bxss]

I pay around ~$3600 and some change every 6 months with geico. Albeit im fairly young, not 600 dollars a month young...

[BOEING]

I pay $1650.00 /6 MTHS for my G80CS and $1275.00/6 MTHS for my X3MC.I have 4 cars on my policy and a Teenage driver.
I am with Geico

[Alpine300zhp]

Originally Posted by 'Cane

My sister’s agent reps Allstate and she quoted me $1700 for 6 months. I’ll probably make the switch.

Careful. I’m a lawyer, Allstate is awful when you have a claim. I’m with State Farm and mine just got bumped about 15%. I’ll pay more and know they will do the right thing should I ever need them (based on past experiences). I must note that I’m talking about auto insurance only. I don’t have SF for the house.

[Alpine300zhp]

Originally Posted by 'Cane

I was in a bad car accident in 2008 ($185k in medical bills including a surgery for an artificial cervical disk). It was not my fault, but State Farm treated me like I was scum, I don’t know why I stayed with them.

Wow. My experience was the exact opposite and Allstate represented the at-fault party. They were bad. Sounds like experiences are pretty inconsistent based on what this group is saying.

[jbirb305]

im 30 and got quoted 200/month for manual g80 m3 insured in broward county florida. however i have a clean driving record and its in my dads policy who has been with state farm since the 80s

[Alpine300zhp]

Originally Posted by jbirb305

im 30 and got quoted 200/month for manual g80 m3 insured in broward county florida. however i have a clean driving record and its in my dads policy who has been with state farm since the 80s

200 a month or 2400 a year. That is cheap for SF. What are the limits of liability, collision coverage, and deductibles? I’m paying about 275 a month, but I have all the optional stuff along with a low deductible and OEM coverage.

[jbirb305]

Originally Posted by Alpine300zhp

200 a month or 2400 a year. That is cheap for SF. What are the limits of liability, collision coverage, and deductibles? I’m paying about 275 a month, but I have all the optional stuff along with a low deductible and OEM coverage.

not sure about the deductible but this is for full coverage. granted we have like 6 other cars in the policy right now and my dads been with them for over 30 years i guess thats why its so cheap

[Alpine300zhp]

Originally Posted by jbirb305

not sure about the deductible but this is for full coverage. granted we have like 6 other cars in the policy right now and my dads been with them for over 30 years i guess thats why its so cheap

I think you are correct. SF multi-car discounts are substantial.

[_GRAYGHOST_]

Here is a quote from progressive. If anyone is looking to get quoted, I have a guy lol

[HC707]

Currently have 23 GX 460, (M3 coming soon), and for 1 car, its $1316 for 6 months. This is American Family Insurance through Costco. Got a quote from Progressive for identical coverage and they want $950 per month!! Got a quote from Geico, again identical coverage and its $3150 for 6 months! I had one claim last year, when my previous car was hit while parked. I live outside of Tampa.
Last year, had 21 Lexus IS350 and 21 X5 M50i, and both cars were $1076 for 6 months through Costco. The quote for the M3 is $1402 for 6 months.