[R2K]

Hi, what has been the experience for the past month on mark ups (or discounts) if any? Will be financing (no lease), I do have an allocation and it will be at MSRP, however I'm guessing prices will start to be discounted with the current economics, but let me know if I am wrong. Thanks!

[Fugly M3]

CA is saying I can't use a UDE code if I get one...anyone know why that would be?

[DVG 335]

Originally Posted by F8SEVEN

CA is saying I can't use a UDE code if I get one...anyone know why that would be?

There is some language about it not being used on ordered cars, but I believe it has been worded like this for a while. I used one a few years back on an ordered car, with no issue.

I am curious to see how this pans out, as I have a UDE credit and my car should be on truck to the dealer today.

[Fugly M3]

Originally Posted by DVG 335

There is some language about it not being used on ordered cars, but I believe it has been worded like this for a while. I used one a few years back on an ordered car, with no issue.

I am curious to see how this pans out, as I have a UDE credit and my car should be on truck to the dealer today.

Yup, that's what I was just told. Curious to see what you hear. Damn Germans...jerks!

[vj123]

Originally Posted by F8SEVEN

CA is saying I can't use a UDE code if I get one...anyone know why that would be?

Above comment is the reason. Below are the restrictions for the code which i got in 2021.

REESTRICTIONS APPLY. $1,000 offer valid on eligible new MY 2021, and MY 2022 BMW vehicles delivered and retailed through November 30, 2021. This offer cannot be used for vehicles ordered prior to August 6, 2021 or delivered prior to August 6, 2021. Offer valid to customers – and their family members residing within the same household – attending the BMW IMS M Experience August 2021 between August 6, 2021 and August 8, 2021. Offer valid on final negotiated price and may be combined with other applicable BMW offers that are available at the time of purchase. Only one OL purchase incentive number per vehicle may be used. Offer valid towards purchase price of eligible vehicle. Certain other vehicles may not qualify. Only valid at participating dealerships.

[itrocks4u]

Originally Posted by vj123

https://www.bramanbmw.com/incentives/md36/

Is this right? This is showing Loyalty at $750 but my dealership is saying it should be $500 only?

[vj123]

Originally Posted by itrocks4u

Is this right? This is showing Loyalty at $750 but my dealership is saying it should be $500 only?

This source has provided correct information in the past and not sure if its correct this time.

[PinkFlamingo]

Originally Posted by vj123

This source has provided correct information in the past and not sure if its correct this time.

The irony is that the Brahman group is slime of south Florida yet a source for base finance rates.

['Cane]

Originally Posted by PinkFlamingo

The irony is that the Brahman group is slime of south Florida yet a source for base finance rates.

Doesn't mean they won't try to F you over if you can manage to buy a car from them.

[vj123]

Originally Posted by PinkFlamingo

The irony is that the Brahman group is slime of south Florida yet a source for base finance rates.

At least they are helping out the community by publishing the information.

[DocWeatherington]

Originally Posted by itrocks4u

Is this right? This is showing Loyalty at $750 but my dealership is saying it should be $500 only?

Call around to a few different dealerships...but should be the same unless they have specific things for your local area.

https://www.edmunds.com/bmw/m3/2023/deals/

https://www.edmunds.com/bmw/m4/2023/deals/

M4 shows 1k lease cash plus other options if applicable

Check your zipcodes as offers vary

[itrocks4u]

BMWFS if offering 2.9% for 72 months but building loyalty into it. I.e. I won't get $750 or $500, whatever the amount is. Thoughts on the rate?

[DocWeatherington]

Originally Posted by itrocks4u

BMWFS if offering 2.9% for 72 months but building loyalty into it. I.e. I won't get $750 or $500, whatever the amount is. Thoughts on the rate?

Normally you get both whatever rate plus any available incentives when using BmwFS especially if its loyalty or least cash.. However 2.9 is way below market rate and its likely the dealership may not be using BmwFS as there rates should be 4 percent plus unless you locked something in a while ago.


Read the fine print...many incentives expire at the end of the month so after 10/31 some of these maybe gone or updated.

Loyalty Lender Bonus Cash
Requirements and Restrictions:
Current BMW owners may receive loyalty offer. Offer requires BMW Financial Services financing. Trade-in not required. Cannot be combined with conquest offers and USAA incentives. Proof of BMW ownership required. See your BMW Center for complete details.

To answer the question if you can get 2.9% on 72 months vs 4 or 5%...thats way more savings than a 500 or 750 dollar kick back.

[geko29]

Originally Posted by DocWeatherington

To answer the question if you can get 2.9% on 72 months vs 4 or 5%...thats way more savings than a 500 or 750 dollar kick back.

Agreed on this for sure. I'm planning on paying cash, but if I could get 2.9% for 72 months I'd be financing for sure. The account that money is sitting in is currently earning 2.6%, and with the fed announcing another hike that is only going to increase.

[DocWeatherington]

Originally Posted by geko29

Agreed on this for sure. I'm planning on paying cash, but if I could get 2.9% for 72 months I'd be financing for sure. The account that money is sitting in is currently earning 2.6%, and with the fed announcing another hike that is only going to increase.

Yeah, even tossing money in the market will probably make more than 2.9.

[geko29]

Originally Posted by DocWeatherington

Yeah, even tossing money in the market will probably make more than 2.9.

In the long term it absolutely will. In the short term it might or might not. I made three M3s in 2020 and again in 2021, but so far I’ve lost four in 2022. Just the way it goes. That’s why the funds actually intended for the car (which should be in the March 2023 timeframe) are in a safe account.

[robopp]

Originally Posted by geko29

Agreed on this for sure. I'm planning on paying cash, but if I could get 2.9% for 72 months I'd be financing for sure. The account that money is sitting in is currently earning 2.6%, and with the fed announcing another hike that is only going to increase.

I'm at 3% with capital one savings, fyi.

[geko29]

Originally Posted by robopp

I'm at 3% with capital one savings, fyi.

Very nice. I might move if I don’t see another bump shortly here. That would make the decision to finance (if I could indeed get that rate) a true no-brainer.

[itrocks4u]

Ended up doing 2.9% for 72 months with BMW.

Any thoughts on Gap insurance? Should I get that with BMWFS or not needed?

What about dent pro and wheel/tire.

All 3 products are being offered for about $3500

[gohawks23]

Originally Posted by robopp

I'm at 3% with capital one savings, fyi.

UFB Direct is 3.16

One year CDs at 4.65 with Fidelity last I checked too.

Dollar Savings Direct at 3.5! More info here.
https://www.bankrate.com/banking/mon...false&prods=33

[Frawshok]

Are there any incentives this month (November)? All that I'm seeing is college grad:

https://www.bramanbmw.com/incentives/md36/

[DocWeatherington]

Originally Posted by itrocks4u

Ended up doing 2.9% for 72 months with BMW.

Any thoughts on Gap insurance? Should I get that with BMWFS or not needed?

What about dent pro and wheel/tire.

All 3 products are being offered for about $3500

Gap insurance yes...covers you if your upside down and total the car...you will likely be at a 72 month loan.

Wheel/ tire read the find print what does it cover and with what deductable and how many accidents.

How bad are you roads or likelihood of you curbing a rim. Road rash is easy to fix... Rims and tires can be had cheaply vs 3k up front...

Risk vs reward