[JM322]

Rate: just locked 4.40% large money center bank with a discount for existing customers with balances over a certain amount.

[Fishbuddy]

Originally Posted by F8SEVEN

Yea, they've been posted in the banned from G8X forum F8X thread...starting to happen slowly. I think it will get to critical mass and then the flood gates will open.

Agreed. Credit card debt is rising at its fastest clip in more than 20 years so that tells you a lot. Hang tight on purchasing that new car as prices will drop. This is the way......

[itrocks4u]

Is this a legit site? I see rates starting at 3.99% on new auto and with 72 months, it is 3.89%, which maybe is not bad? Refinance is 2.69% for 72 months.

https://www.myautoloan.com/interest-rate-chart.html

[DocWeatherington]

Originally Posted by itrocks4u

Is this a legit site? I see rates starting at 3.99% on new auto and with 72 months, it is 3.89%, which maybe is not bad? Refinance is 2.69% for 72 months.

https://www.myautoloan.com/interest-rate-chart.html

First I've seen of it...give them your SSN and mothers maiden see what happens haha

-------


About myAutoloan.com
Your Loan Your Way®
Direct lending with up to 4 offers in minutes!
Horizon Digital Finance, L.L.C. began operation in 2003. The company is a privately held, direct-to-consumer, internet-based financing marketplace that helps consumers take control of the research, finance and buy processes for Auto and Motorcycle. Offering a wide range of products and services to simplify the search for information and funding alternatives, consumers are provided with a secure, confidential process to obtain up to four loan offers. Horizon Digital Finance facilitates the matching of lenders based upon customer needs via proprietary analysis and evaluation that is called "Preferred Placement®."

Web Sites:
www.horizondigitalfinance.com
www.myautoloan.com
www.onehourfinance.com
www.preferred-dealer.net

[SpeedyATL]

No affiliation with these guys, but you might look at joinyaa.com. Apparently they have agreements with several credit unions for buy-rate pricing.

Growing YT presence as well. I'm thinking about using them for an extended warranty on my 440GC if I don't buy a new(er) BMW when my lease ends in 4 months.

[kumbaya]

Originally Posted by robopp

Anyone seeing any discounts yet aside from BMW incentives? With rates continuing to go up discounts must be around the corner.

my sales person mentioned a black friday/thanksgiving rebate to me. $1K. i think it will be available through the end of the year or at least until dec. not sure yall already know about that one but yeah haha

[M3PGH]

Things take time to change and usually happens in a gradual fashion
most dealers are still in the mind set that hold on to stuff and it will sell
a local dealer had new M3 and M4 available on the lot as original buyers backed out for financial reasons
they listed both for 10 k above despite the fact they are MSRP dealer
I went to buy the M3 , and they insisted on 3 k above which I declined
they said another dealer will buy it from them for 10 k above which is complete BS
a week later , the ADM is lowered to 5 k
lost my interest and bought a 23 Cayenne GTS which is fantastic .. I know they are different cars , but the M3 was going to be my winter car

[BMW Lunatic]

Originally Posted by M3PGH

Things take time to change and usually happens in a gradual fashion
most dealers are still in the mind set that hold on to stuff and it will sell
a local dealer had new M3 and M4 available on the lot as original buyers backed out for financial reasons
they listed both for 10 k above despite the fact they are MSRP dealer
I went to buy the M3 , and they insisted on 3 k above which I declined
they said another dealer will buy it from them for 10 k above which is complete BS
a week later , the ADM is lowered to 5 k
lost my interest and bought a 23 Cayenne GTS which is fantastic .. I know they are different cars , but the M3 was going to be my winter car

Cayenne GTS 23 is easily over 110k car probably more . Did you get any discounts on them ?

[M3PGH]

Originally Posted by BMW Lunatic

Cayenne GTS 23 is easily over 110k car probably more . Did you get any discounts on them ?

no

['Cane]

Originally Posted by BMW Lunatic

Cayenne GTS 23 is easily over 110k car probably more . Did you get any discounts on them ?

I just built one, for kicks, and I didn't even fully customize and sticker is $136k.

[THE TECH]

Who is the big dog M dealer these days? I need to order a car asap!

[robopp]

Originally Posted by THE TECH

Who is the big dog M dealer these days? I need to order a car asap!

Why not buy used? Even if you find a dealer with an allocation, you won't get your car for months, at best.

[THE TECH]

Originally Posted by robopp

Why not buy used? Even if you find a dealer with an allocation, you won't get your car for months, at best.

Not really looking for used. Winter is here so waiting isn't a big deal.

[robopp]

Originally Posted by THE TECH

Not really looking for used. Winter is here so waiting isn't a big deal.

Lol, so asap really means not in a rush.

[meechy6ix0]

Originally Posted by robopp

Lol, so asap really means not in a rush.

Well, he said he needs to "order" one asap.

[THE TECH]

Yes, I need to order one asap as I know what the build time is.

[2swift]

Originally Posted by kumbaya

my sales person mentioned a black friday/thanksgiving rebate to me. $1K. i think it will be available through the end of the year or at least until dec. not sure yall already know about that one but yeah haha

Any Ad or screen shot you can provide? My car should be ready for pick up next week and I haven't signed anything nor has my SA mentioned any promos. Would love to get that deal added on somehow.

[Savsearcher]

Originally Posted by 2swift

Any Ad or screen shot you can provide? My car should be ready for pick up next week and I haven't signed anything nor has my SA mentioned any promos. Would love to get that deal added on somehow.

Same! My Jahre just got to port and will be at the dealer in a few days. Would love to be able to take advantage of this incentive. Is it dependent on using BMWFS?

[kumbaya]

Originally Posted by 2swift

Any Ad or screen shot you can provide? My car should be ready for pick up next week and I haven't signed anything nor has my SA mentioned any promos. Would love to get that deal added on somehow.

Originally Posted by Savsearcher

Same! My Jahre just got to port and will be at the dealer in a few days. Would love to be able to take advantage of this incentive. Is it dependent on using BMWFS?

no proof besides the text i got from my sales person haha. i didnt even ask, they mentioned it to me. not sure if its just my dealer (bmw bev hills) or what, doesnt seem like it. its a 1K rebate to be more specific. not sure if you have to use bmwfs, but as far as my seller knows i am going with bmwfs

def ask about it before signing tho!

[2swift]

Originally Posted by kumbaya

no proof besides the text i got from my sales person haha. i didnt even ask, they mentioned it to me. not sure if its just my dealer (bmw bev hills) or what, doesnt seem like it. its a 1K rebate to be more specific. not sure if you have to use bmwfs, but as far as my seller knows i am going with bmwfs

def ask about it before signing tho!

That's awesome/nice of him to do that!

I'll inquire with my SA but sounds like a far reach, he's been saying 'No' to everything lol.

[Fugly M3]

Originally Posted by kumbaya

no proof besides the text i got from my sales person haha. i didnt even ask, they mentioned it to me. not sure if its just my dealer (bmw bev hills) or what, doesnt seem like it. its a 1K rebate to be more specific. not sure if you have to use bmwfs, but as far as my seller knows i am going with bmwfs

def ask about it before signing tho!

My CA says it doesn't exist. kumbaya any clarity from your dealer…thinking this may be a BHBMW exclusive thing (BMWNA offering them incentive to sell certain number of cars because they're large). No clue, really.

[Savsearcher]

Normally I've just used the dealer to give me a list of lenders and their interest rates but with rates being what they are, should I just apply to a couple of places advertising lower rates in advance of talking to their finance department this week? Does BMWFS ever match a lower rate in hand?