['Cane]

Originally Posted by 50shadesofhockenheim

Mine is under $300 ($255 to be exact) and I have a claim on mine. South FL as well

Yeah, just did the fuzzy math on you. Technically mine is $285.

[RACE M3]

I’m 36 in fort myers. My rx8 and s2000 in 2018ish were 125 every 6 months. Just renewed with Geico for $400-425 each.

My tesla 3p was bought in Feb 2022 and was $600. Now 925. M3 has gone from 650 to 825 over 3 renewals and 13 months. My wife’s x plaid has gone up a ton too. I just renewed and plan to sell the Mazda and 3p.

Is there an insurance company that covers cars parked 99.9% of the time?

['Cane]

Originally Posted by RACE M3

Is there an insurance company that covers cars parked 99.9% of the time?

Hagerty, but they’re not a primary insurance company.

[uhNexus]

Originally Posted by RACE M3

I’m 36 in fort myers. My rx8 and s2000 in 2018ish were 125 every 6 months. Just renewed with Geico for $400-425 each.

My tesla 3p was bought in Feb 2022 and was $600. Now 925. M3 has gone from 650 to 825 over 3 renewals and 13 months. My wife’s x plaid has gone up a ton too. I just renewed and plan to sell the Mazda and 3p.

Is there an insurance company that covers cars parked 99.9% of the time?

"Is there an insurance company that covers cars parked 99.9% of the time?"

If you figure it out, let me know as I'd like to pay less for my 335is

[Mike02z]

Originally Posted by uhNexus

"Is there an insurance company that covers cars parked 99.9% of the time?"

If you figure it out, let me know as I'd like to pay less for my 335is

As long as you have a regular daily driver you can put your M under a specialty insurance policy. Those are agreed upon value policies and are typically a lot cheaper. The one stipulation is you must have a daily driver. There are many companies that offer this insurance. Hagerty and Grundy are two. You can typically get them for a full year vs most insurance today that only offer 6 month policies. If your M is your daily you won’t qualify.

When my son turned 16 and got his license I put my C7 with NCM insurance. It was 70% cheaper but he was not covered on it and I had to have a separate policy that he was listed as a driver.

Just a thought…

[Tuscan]

I'm paying $300 with State Farm same coverage no bundle. Numbers you are getting are the new normal. You are too young and probably single which don't help your case.

[uhNexus]

Originally Posted by Tuscan

I'm paying $300 with State Farm same coverage no bundle. Numbers you are getting are the new normal. You are too young and probably single which don't help your case.

Single, yes. However there's a 22 year old who replied to my post saying he's paying $315/month. Significantly lower than me at just about 27 with a decade of clean driving

[Mike02z]

Originally Posted by uhNexus

Single, yes. However there's a 22 year old who replied to my post saying he's paying $315/month. Significantly lower than me at just about 27 with a decade of clean driving

It depends on where you live. In a less litigious area, with less crime and lower car thefts insurance will be cheaper even if you are both the same age with the same driving record. Unless you live in the same area, say within 5 miles of each other, you can’t really compare what you pay vs what someone else. That goes for every state.

[Vishal50028]

Originally Posted by 'Cane

It’s because you’re in SoFla. As I said… 30 years with State Farm, no tickets, no accidents, drive 4000 miles/year, 850 credit score, age 50+ - $400/month. It’s just the way it is here now.

I live Roughly 120 miles north of Cane in Melbourne and I pay 150 per month. Age 43 800 plus credit, safe driver, part time vehicle and above minimum coverages. It is part of a bundle with AAA insurance (who i have grown to like a ton)
Seems like it gets crazy higher starting in the tri County area

['Cane]

Definitely the Tri-county area. Anything far enough north of Palm Beach and it starts to drop precipitously.