[Walrusmode]

What would folks recommend for an extended warranty for a brand new 2022 BMW X5 45e?

Dealer is offering 84 month/70k miles for $7,299 and throwing in a free 60 month / 60k maintenance.

Has anyone ever used CARCHEX? Are they reliable and easy to work with? Cost?

[LogicalApex]

I’d stick with BMW.

With the free maintenance it sounds like an exceptional deal.

Keep in mind too you are in a CARB state so you’ll get a 15Y/150K mile warranty on the power train from BMW. So you are really paying for the maintenance or "other" failures like iDrive or something.

[Walrusmode]

Originally Posted by LogicalApex

I'd stick with BMW.

With the free maintenance it sounds like an exceptional deal.

Keep in mind too you are in a CARB state so you'll get a 15Y/150K mile warranty on the power train from BMW. So you are really paying for the maintenance or "other" failures like iDrive or something.

What's a CARB state?

Yah the included maintenance sounded like a great deal.

[Bc2005]

https://en.wikipedia.org/wiki/Califo...esources_Board

[Walrusmode]

Originally Posted by Bc2005

https://en.wikipedia.org/wiki/Califo...esources_Board

Still don't understand how this translates into a 15y/150K warranty on power train from BMW. Perhaps I'm being dense :

[BMWCCA1]

Originally Posted by LogicalApex

Keep in mind too you are in a CARB state so you’ll get a 15Y/150K mile warranty on the power train from BMW.

That is not correct. Specific components, only. Not powertrain. Check your warranty book.

[LogicalApex]

Originally Posted by BMWCCA1

That is not correct. Specific components, only. Not powertrain. Check your warranty book.

Specific components are not enumerated in the manual.

If you have a part list that would helpful.

https://ww2.arb.ca.gov/resources/fac...rranty-periods

[SteveinArizona]

I believe the Carb provisions apply to the exhaust system and the battery pack.

[jko415]

This deal will only work if you drive less then 10k miles a year. you can try to negotiate that price lower as the margins on extended warranty and maintenance plan are really high.

Third party extended warranty from a reputable company should be cheaper with more years/mileage coverage. You have to make sure you read through and compare the coverage items vs the dealer warranty. Also make sure there is a cap on claim limits.

[Walrusmode]

Ended up going with Geico's MBI. 7 years / 100k with no annual mileage restrictions and bumper-to-bumper coverage. Less than $150 a year but does come with $250 deductible. Still a no brainer.

[SteveinArizona]

Originally Posted by Walrusmode

Ended up going with Geico's MBI. 7 years / 100k with no annual mileage restrictions and bumper-to-bumper coverage. Less than $150 a year but does come with $250 deductible. Still a no brainer.

Me too. Now with the pandemic causing havoc with new cars, I am really glad that I can keep my car for at least another three years with warranty type protection.

[LogicalApex]

Originally Posted by Walrusmode

Ended up going with Geico's MBI. 7 years / 100k with no annual mileage restrictions and bumper-to-bumper coverage. Less than $150 a year but does come with $250 deductible. Still a no brainer.

Yeah if you have Geico this seems like a pretty solid option. Pretty expansive coverage for cheap from what I've read. I didn't see any reports of rate hikes for using it heavily either which is .

The only limitation is it ties you to Geico for the up to 7Y duration. I shop insurance too much to be landlocked.