I lived in South Florida for a while, tint is crucial. The way the roads are lit pretty well, it makes it easy to drive at night with tint than up north. I had 5% (limo dark) tint on mine and never had an issue with police even if i pulled up right next to them. 20% is what i would recommend, just slightly darker than legal, but usually if you want to keep it legal you'll have to go up to 35%
If heat is a main concern, there is a clear tint they can put on your windshield that blocks the heat but not the light, i was skeptical but got it done, and it worked pretty amazing, so maybe ask about that. I forget what it was called.
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