Quote:
Originally Posted by gs1403
The rate they should be locking is 3.49 IF they are giving you the base rate. That was the rate I locked on Friday at a dealership with a credit app. They are probably marking up the rate.
Go to the BMWUSA site and go to the section where you apply for credit. Enter the info like it's your first time, pick any dealership within your zip and when you pick the model and type of financing (2023 models are available to select), it will give you the rate which is 3.49%. Show this to your dealer if they insist they are giving you the base FS rate.
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I did exactly that.
Thanks for the advice.
Now what happens when I get approved? I assume the dealer has to honor the 3.49?