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I had successfully negotiated middle road of 0.5% for them, and usually get a handshake(when there is no special rate from FS). The thing was, I got decent discount for the car they had on the lot, I didn’t get 100% of desired features but I saved a load of cash, and quite happy. Now there is also a way to apply for financing with BMW FS directly, I wonder if that route will halp you to save on a rate. I didn’t try it myself. Perhaps someone tried it and can chime in?
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