Quote:
Originally Posted by sleepy floyd
For me, the .9% interest rate makes a big difference. Say you put down payment of sales tax (though obviously time value of money would suggest put minimum down), you're basically paying down principal except for a very little bit of interest each month. After 3 years, your car will be close to 60% paid off versus 43% paid off for a lease (though you're probably paying ~ $200-300 more per month). You could easily sell the car for more than you owe after 3 years. I'm sure there's holes in my argument, but it makes logical sense for me at least.
|
That's my rationale, at least. I've got a G80 on order and lease payment is about $200 less than financing with minimal down. Makes so much more sense to purchase because I'll owe roughly $30-35k on the car at the end of 3 years versus the $45k the residual is.