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      10-19-2021, 12:51 PM   #33
sleepy floyd
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Drives: 1974 Ford Bronco, 2022 M4
Join Date: Jun 2021
Location: Walnut Creek, CA

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For me, the .9% interest rate makes a big difference. Say you put down payment of sales tax (though obviously time value of money would suggest put minimum down), you're basically paying down principal except for a very little bit of interest each month. After 3 years, your car will be close to 60% paid off versus 43% paid off for a lease (though you're probably paying ~ $200-300 more per month). You could easily sell the car for more than you owe after 3 years. I'm sure there's holes in my argument, but it makes logical sense for me at least.
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