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      01-18-2021, 11:24 AM   #13
snareman
Leave the gun. Take the Canoli.
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Drives: ///M8 & X3 ///M40
Join Date: Dec 2006
Location: Ohio

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I also always want the new fancy stuff and with the lower payments I've always leased. However, I'm considering buying this time around with future looking logic.

It looks like a 0 down lease payment is going to me $1100-1200/month. I just sold my M4 for $15k over what I owed. If I put that plus some extra on a downpayment to purchase the new car I can get the payments well under 1k.

Using this calculator, after a 'usual 3 year lease period' I'll only owe ~$20k on the car which, although selling is certainly more of a hassle than just dropping it back off at the dealer, gives me a nice profit and down payment on the next car. The gift that keeps on giving. Granted you need the money for a decent down payment for this to work well.
https://www.amortization-calc.com/au...an-calculator/
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Current: 2023 Santorini Blue ///M8 ||| 2023 X3 M40
Retired:
2021 Enzian Blue ///M4 ||| 2018 ///M4 ||| 2017 ///M4 ||| 2014 435i ||| 2009 335i Coupe ||| 2007 335i Coupe
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