I just did the credit app, locked in the 0.9% interest rate, agreed on the down payment, payment terms / length, refused the extended warranty-wheel protection-etc, and have everything set in docusign. When I arrive to pick up my car I just give them my CC for my down payment, sign electronically, and then can drive off. Agreed with you and I didn't sign anything other than my credit app until I make sure the car arrives and is in perfect condition.
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