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The dealer is making a nice profit selling at msrp. They are greedy and want to make as much as possible by jacking up the interest rate or the mf on a lease. Can’t really blame them as the m3/4 is very limited with high demand right now. The buyer is at a very disadvantage time right now. Most dealerships is take it or leave it as they can sell the car quick at msrp or even with a mark up.
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