Quote:
Originally Posted by sutekidane
Actually I called BMW NA financial department directly two months ago and asked similar questions, they said the final APR is decided by each BMW dealer, dealer can decide any APR they want and it is totally legit.
However there are a few BMW dealers (which are operated directly by BMW NA) will honor the APR from BMW website, since these dealers only provide financial service through BMWFS.
So here as long as you have certain credit score, they can decide the APR by themselves.
Back in August, there was one BMW dealer provides me 5.99% APR even my credit score is 780+.
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5.99% w/ 780+ is criminal. You can easily find 100 banks/credit unions with a better rate.