Quote:
Originally Posted by Adler11th
I had successfully negotiated middle road of 0.5% for them, and usually get a handshake(when there is no special rate from FS). The thing was, I got decent discount for the car they had on the lot, I didn’t get 100% of desired features but I saved a load of cash, and quite happy. Now there is also a way to apply for financing with BMW FS directly, I wonder if that route will halp you to save on a rate. I didn’t try it myself. Perhaps someone tried it and can chime in?
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The BMW FS “application” is basically a sales tool for dealers. It forwards your application to the dealer. There might be a prequalification process that BWM does before sending it to the dealer (I’m not sure), but for sure you can’t go direct to BMW. You can thank the independent dealer lobby for that.