[snareman]

My argument to them everytime, including 2 days ago when I paid for my car is that in 30 years of driving I've never broken a wheel such that it needed replaced. Sure, in my early days of low profile times I had some curb damage, but now I know how to drive with them. And very rarely I might get a nail which is a $50 fix (just did that for my Jeep). So if I haven't needed a new wheel or really a tire in 30 years, it's unlikely that I'm going to need more than 1 (I'm assuming the cost of a wheel and/or tire is in the ballpark of the $800 warranty they offered me) in the next few years to make up for that cost. They never have a counter to that argument.

Now if I had to drive on crappy NY/NJ roads with all of those holes I might give it a little thought, but it's still expensive for the likely return on investment.