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I agree with previous 2 posters if you are 51st on the list. We cannot predict interest rates, you cannot lock them in right now given you are so far out. In addition, you cannot predict the trade in or sale value of your car either. So the opportunity costs are increased interest rate plus reduced value of your current car vs. buying a car now with a markup. I would call around and at least find a shorter list…..
Full disclosure, I am in a similar boat for a GT3 and am not willing to pay anything above MSRP, therefore I am not expecting it for quite some time.
Also, 3,000 as a down payment is excessive IMHO.
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