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      09-03-2022, 10:36 AM   #13
G-Mann
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Drives: M4CX
Join Date: Jul 2014
Location: Texas

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Quote:
Originally Posted by LuvMyE92 View Post
That totally depends on how much down payment you make, term of loan, and likelihood of getting the car stolen or in a really bad accident.

Generally though, no, it's not worth it. As noted above, there is huge profit in these add - ons.
This...

Interestingly when I was shopping for financing a CU said my M4's wholesale value was 79k and that was the dollar amount they would finance at their best rate, if I borrowed more add .25 to the rate. It was if my options weren't worth squat, 84,145 was msrp with my options before the 995 destination. TTL and various other fees it is easy to be upside down. I had 5k equity in my M440ix and $500 loyalty to help balance my scale.
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