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      08-30-2023, 06:15 PM   #283
Gladius Nova
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Drives: G20
Join Date: Feb 2015
Location: United States

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Quote:
Originally Posted by Diesel power View Post
I'm too young to be a boomer, but I'm going to sound like one right now. To me, there is nothing lamer than balling out while living with (and off) mom and dad. 60K is great at 23 no doubt, but NYC is expensive and at some point you're going to want to move out, buy a ring, get married, etc. Waiting till you're 40 to do that because you YOLO'd in your 20's is a lot less cool than driving a G80 at 23. Take advantage of the opportunity you have to live at home, pay off any student debt, get your credit from fair to excellent, travel and have fun, and then in a couple of years buy the car of your dreams when you can afford it, not just pay for it. Interest rates are brutal right now so unless you can afford it 100% or NEED to make a move you're much better off stacking up savings now and then buying in a year or two if/when things calm down.
Also, do you really want to park your 100K baby on the streets in Queens? Dodge pot holes?
Preach!
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