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So many factors are in play that just your income won’t tell you much.
Do you have children? How many?
Do you have a mortgage?
Do have any loans or credit cards?
If you have all of the above then it depends on where you live. Live in CA and you’ll pay more than if you buy in Idaho.
Does your significant other works?
Do you have daycare?
See where I’m going?
You could make 40k and afford one if you don’t have the above.
If you have all of the above then you may need to make 200k to afford one.
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