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      10-19-2021, 01:33 PM   #269
jimbethesda
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Quote:
Originally Posted by Sinjen View Post
Quote:
Originally Posted by jimbethesda View Post
If it does zero harm why was this topic posted? Seems like the harm is time, hassle, and being locked to a dealership with no allocation (yes, he eventually got one).

To each there own, no way I'd sign a credit app that early. Then again, I can easily pay cash for it if the dealership starts playing games or if the rate jumps substantially (which in this case it hasn't yet).

Sales 101 is to create a sense of urgency. In this case it's the fear of rates going up.
Lol...It was posted because he has no idea how car buying works. His is a non-issue. He'd be in the same scenario if he didn't do an app. They can play the same games.
No, he can apply now, get .9% for ninety days. Not the same at all.

I see the current rate is good until Oct 31st. I plan on applying the day before my car is due to arrive at the dealership or Oct 31st, whichever is sooner.

Not sure why you're saying it's the same? But, I don't really care. Again, to each their own.
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