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Diminished value claim as already mentioned by others. How it's handled varies by insurance carrier and/or state you reside in.
If your neighbor pays out of pocket, you may dodge the carfax ding but I highly doubt they will - that's gonna cost some $.
So sorry to hear OP- I can't even imagine how much that much suck after waiting in your car. Wishing you the best possible outcome.
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Current: '23 Ford Raptor
Incoming: '24 G87 M2 - BG/6spd
BMW Past Rides: 2023 G80 Comp, 2023 G80 xDrive, 2021 M3 Comp, 2020 M340i, 2019 540i, 2016 M4, 2016 535i, 2008 545i
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