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You would likely see significantly higher premiums, if you were even offered the coverage to begin with. Those companies typically won’t deal with people cherry-picking coverage (ie using them for one product without giving them all of your business), and in today’s world, some of them won’t even take on a new client without comical minimums being met. If you want to explore upgrading your insurance to make sure you could actually replace your G8x in the event of a total loss, I’d find local recommendations for high-end insurance brokers in your area and ask them for quotes from companies who offer this coverage and would be willing to take you on (in light of the overall relationship you’re bringing to the table). You may find that you would need to move all of your insurance.
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