Quote:
Originally Posted by bartginger
Don't fall into the trap of your neighbor offering to fix it out of pocket. He will change his mind once he sees some estimates and hears you want some extra money for diminished value. Trust me you are wasting your time with him. Report the loss to your insurance company immediately and let them go after your neighbor, that's part of what you are paying them to do with your premiums.
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Had this happen too. Had a car get hit at work. Guy said he'd pay out of pocket. Once he saw the estimate he changed his mind real fast. It was a brand new car, I don't know what he expected. Needless to say his insurance company was none to happy to find out the accident happened 3-4 days before he reported it. I called my insurance immediately, always do. It's why we pay for insurance.