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As many here I have a big issues with ADM and loosing up to 20k on your current car. If anything happens, you will be so upside down it’s not even funny, and then have to pay 7-8 interest on that. I’m also worried about the part where poll says “live in it if I have to” - that doesn’t sound good.
I think you created this poll because it doesn’t feel right for you. Trust your gut, you already know the answer.
When it’s good time you will feel it for sure.
Take care.
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